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  • Message from UNIFY's President/CEO

    Your funds are safe and secure.

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  • Rewardiness Earn up to $600

    Fill your account with friends and start referring today.

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  • Think Insurance

    Think UNIFY!

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  • Save Money. Ace Tax Season.

    UNIFY Members save on Turbo Tax and H&R Block

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  • Webinar: Safeguarding Kids Online

    Webinar - April 14, 2023

    Learn ways to keep your kids Identity and Online Privacy safe.

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Membership Has Its Benefits

Check us out. Find out why you should move your banking to UNIFY.

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Certificate at Rates to Love

Grow your nest egg with our competitive savings rates.

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Welcome Home

Home is where the heart is - we have the mortgages to get you there.

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Rates

Certificate Accounts

as high as

3.40 % APY*

Mortgages

as low as

6.000 % APR*

Vehicle Loans

as low as

5.59 % APR*

Credit Cards

as low as

9.49 % APR*

Personal Loans

as low as

13.49 % APR*

Why Join UNIFY?

Unlike those big banks, UNIFY is never too big to remember UNIFY is all about YOU. It’s at the core of who we are because we are a credit union. And credit unions, unlike banks, understand finances aren’t just about money, but about people…"people helping people."

You’ll belong to a credit union with over $4.3 billion in assets and branch locations nationwide to serve you.

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Home Sweet Home

A mortgage from UNIFY can make your dream home a reality. Our calculators & home loan specialists can help you determine how much house you can afford.

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View Mortgage Options

Mortgage Payment Calculator

Estimate your monthly mortgage payments and more with our free mortgage calculators.

News & Events

  • How To Ladder Share Certificates

    How To Ladder Share Certificates

    A share certificate or certificate of deposit (CD) is one of the safest investment options available because you receive a guaranteed rate of return as long as you don't withdraw funds before the certificate matures. Additionally, your funds are federally insured. However, the disadvantages of lo...

    Read more
  • Strategies to Supersize Your Savings

    Strategies to Supersize Your Savings

    There are a host of stories revealing that Americans’ saving accounts are in trouble. Many live paycheck-to-paycheck and retirement account balances are not where they should be.

     A recent survey revealed 62 percent of Americans have less than $1,000 in their savings accounts. A st...

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  • Insure Your Present, Safeguard Your Future

    Insure Your Present, Safeguard Your Future

    Life is unpredictable. UNIFY Insurance Solutions can provide stability in the face of sudden, unexpected change.1


    Insurance protects you, your loved ones, and your valuables from life’s big “What-If?” moments. Specifically, the kind of moments you never want to happ...

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  • Guard Your Cards

    Guard Your Cards

    Know the ins and outs of store credit cards to avoid expensive mistakes.
     

    Avoid the "savings" temptation.

    Saving 10% on a $200 purchase can be some real savings but over time it is not a savings at all. If you only make the minimum monthly payment, it may take...

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  • Being members of the UNIFY family has made everything easy. Our main reason for taking out a loan was to get our bills in order. This allowed us to work with only one debt & have money left. Thank you for being a banking institution that works with us & gives us personalized, person to person assistance, it really does make a difference.
    - Patty
  • One thing I would love to say is you guys gave me an opportunity to get an account with you, and a credit card to build my credit with your fantastic credit union and I thank you for that!!!
    - Cory
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Credit Union Near Me

UNIFY is always near you with 24/7 call center access and branches nationwide including Los Angeles, Orange County, Plano, Texas, and Northwest Arkansas.

Find a branch near you
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FREE Checking

Yep… we said FREE. Convenient and flexible, our FREE Checking account is the no-fuss way to manage your money.

Get FREE Checking