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Banking Products to Make Your Life Easier

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Membership Has Its Benefits

Check us out. Find out why you should move your banking to UNIFY.

Learn About Membership
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Certificate at Rates to Love

Grow your nest egg with our competitive savings rates.

View Certificate Accounts
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Welcome Home

Home is where the heart is - we have the mortgages to get you there.

View Home Loans

Rates

Certificate Accounts

as high as

3.50 % APY*

Mortgages

as low as

7.250 % APR*

Vehicle Loans

as low as

6.74 % APR*

Credit Cards

as low as

9.49 % APR*

Personal Loans

as low as

13.49 % APR*

Why Join UNIFY?

Unlike those big banks, UNIFY is never too big to remember UNIFY is all about YOU. It’s at the core of who we are because we are a credit union. And credit unions, unlike banks, understand finances aren’t just about money, but about people…"people helping people."

You’ll belong to a credit union with over $4.3 billion in assets and branch locations nationwide to serve you.

Apply for a UNIFY Membership Now
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Home Sweet Home

A mortgage from UNIFY can make your dream home a reality. Our calculators & home loan specialists can help you determine how much house you can afford.

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View Mortgage Options

Mortgage Payment Calculator

Estimate your monthly mortgage payments and more with our free mortgage calculators.

News & Events

  • Choosing Debit vs Credit

    Choosing Debit vs Credit

    When making a purchase using your debit card, you're often given the option to choose "credit" or "debit." Either will enable you to make a purchase (transactions are automatically deducted from your Checking Account), but there are some key behind-the-scenes differences that will help you make y...

    Read more
  • What is a Certificate of Deposit (CD)?

    What is a Certificate of Deposit (CD)?

    Certificates of deposit, or CDs, are not the most exciting investments, but they are among the safest. They make perfect sense for the risk-averse or for people just looking to park some cash over a specific period of time.

    The ABCs of CDs

    CDs differ from traditional savings...

    Read more
  • Plan Your Way to a Secure Retirement

    Plan Your Way to a Secure Retirement

    With life expectancy in the United States currently at 78 years of age, people are living longer than they ever have before. In addition, Social Security benefits are expected to be significantly reduced in years to come due to rising costs of medical technology and increased longevity—there's si...

    Read more
  • Reduce Your Homeowner Insurance Premium

    Reduce Your Homeowner Insurance Premium

    The old adage, "every penny saved, is a penny earned" can easily be applied to your homeowner’s insurance policy. Many people obtain homeowners insurance when they purchase a home and never look back, forgetting that their premium is not set in stone. With the right know-how and a little effort, ...

    Read more
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  • Being members of the UNIFY family has made everything easy. Our main reason for taking out a loan was to get our bills in order. This allowed us to work with only one debt & have money left. Thank you for being a banking institution that works with us & gives us personalized, person to person assistance, it really does make a difference.
    - Patty
  • One thing I would love to say is you guys gave me an opportunity to get an account with you, and a credit card to build my credit with your fantastic credit union and I thank you for that!!
    - Cory
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Credit Union Near Me

UNIFY is always near you with 24/7 call center access and branches nationwide including Los Angeles, Orange County, Plano, Texas, and Northwest Arkansas.

Find a branch near you
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FREE Checking

Yep… we said FREE. Convenient and flexible, our FREE Checking account is the no-fuss way to manage your money.

Get FREE Checking