Earn 10x the Reward Points

It's the Most Rewarding Time of the Year

Oh, what fun it is to EARN 10x POINTS!*

Best of all, there are no limits on the type of purchases.

It’s simple, use your UNIFY Engage Rewards Visa® Credit Card and earn 10x the points  on ALL your purchases between  November 1–December 31.*  Reward yourself while  grabbing a pumpkin spiced latte, or a bite for lunch—stopping for gas after work, or fulfilling holiday wish lists for friends and family—buying a dessert for a holiday party or picking up dinner after a long day of holiday shopping—your everyday purchases can earn you a special treat this holiday season!  The more you purchase, the more you can redeem.

Redeem points for:

  • Travel
  • Merchandise
  • Cash Back
  • Gift Cards

Make your UNIFY Engage Rewards Visa® Credit Card your go-to-card this holiday season! Go touch-free and set-up your card on Apple Pay.

Not yet a UNIFY Engage Rewards Cardholder? APPLY TODAY!**

Reward Yourself This Season


*Offer valid between November 1, 2021 through December 31, 2021 and subject to change without notice. 10x rewards points will be accumulated at a rate of ten points per one dollar spent on purchases made with the UNIFY Engage Rewards Visa® Credit Card that post to the account between November 1, 2021 through December 31, 2021. Points will not be earned or accumulated for cash advances, balance transfers, convenience checks, traveler’s check purchases, finance charges, late fees, annual fees, over-limit fees or transaction fees. Standard rewards points (one point per one dollar spent) are posted daily, however it takes a minimum of two days for transactions to be considered cleared and added to the Cardholder’s point balance. Promotional rewards points (those in excess of one point per one dollar) will be awarded after the promotional period has ended. Points determination and participation in the Rewards Program is at the sole discretion of UNIFY as the Sponsor. Please login into your eBanking account or call our Contact Center at 877.254.9328 to verify your points.

**All credit cards are subject to credit approval. Qualification for credit is based on borrower’s credit history, debt to income ratio and the ability to repay. There are fees and charges associated with the use of a UNIFY Engage Rewards Visa® Credit Card. Call 877.254.9328 or visit for additional product information. | 877.254.9328

UNIFY is an equal opportunity lender

Apple Pay® is a mobile digital payment service offered through Apple, Inc. This service allows you to pay for purchases using your Apple device at more than 200,000 participating merchants without swiping your UNIFY Visa Credit Card. You can also make payments in apps without entering payment information.

Apple, the Apple logo, and Apple Pay are trademarks of Apple Inc.

Can’t remember your Username?

No problem. Just phone our Contact Center at 877.254.9328, available 24/7, and a UNIFY Representative will assist you.