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Membership Has Its Benefits

Check us out. Find out why you should move your banking to UNIFY.

Learn About Membership
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Certificate at Rates to Love

Grow your nest egg with our competitive savings rates.

View Certificate Accounts
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Welcome Home

Home is where the heart is - we have the mortgages to get you there.

View Home Loans


Certificate Accounts

as high as

3.40 % APY*


as low as

6.625 % APR*

Vehicle Loans

as low as

6.74 % APR*

Credit Cards

as low as

9.49 % APR*

Personal Loans

as low as

13.49 % APR*

Why Join UNIFY?

Unlike those big banks, UNIFY is never too big to remember UNIFY is all about YOU. It’s at the core of who we are because we are a credit union. And credit unions, unlike banks, understand finances aren’t just about money, but about people…"people helping people."

You’ll belong to a credit union with over $4.3 billion in assets and branch locations nationwide to serve you.

Apply for a UNIFY Membership Now
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Home Sweet Home

A mortgage from UNIFY can make your dream home a reality. Our calculators & home loan specialists can help you determine how much house you can afford.

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View Mortgage Options

Mortgage Payment Calculator

Estimate your monthly mortgage payments and more with our free mortgage calculators.

News & Events

  • Way to go UNIFY! 300K Members!

    Congratulations to our newest members, Angelo and Frieda, for helping us pass the 300K member mark! We surprised them with 300 reasons and a special bonus deposit to welcome them to UNIFY as our 300K member! 

  • Webinar: Exploring Retirement Through IRA’s

    Exploring Retirement Through  IRA’s: June 14, 2023

    Retirement is something most people look forward to, but may not have planned well in advance. In this months webinar, Exploring Retirement Through IRA's, you will learn the different type of IRA's and which work...

  • Turbo Tax

    Save on your tax prep!

    Thanks to our partnerships with CUSolutions, Turbo Tax, and H&R Block, UNIFY is here to make your tax season a little easier. For being a member of our credit union, you get special discounts of up to $15 off on TurboTax federal products, and $25 off your professional tax prep by H&R Bloc...

  • UNIFY is Sponsoring the Bentonville Farmers Market

    UNIFY is proud to announce we are the presenting sponsor for the Bentonville Farmers Market! Come join us for a day filled with fresh produce, artisanal products, and delicious food.&nb...

  • Raising Financially Fit Kids

    Raising Financially Fit Kids

    With consumer debt at record highs, teaching your kids money-management skills at an early age is essential for healthy spending and saving habits in their adult lives. Age-appropriate money lessons at home can give your kids a head start on learning the value of the dollar, how to save and budge...

    Read more
  • How To Ladder Share Certificates

    How To Ladder Share Certificates

    A share certificate or certificate of deposit (CD) is one of the safest investment options available because you receive a guaranteed rate of return as long as you don't withdraw funds before the certificate matures. Additionally, your funds are federally insured. However, the disadvantages of lo...

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  • Strategies to Supersize Your Savings

    Strategies to Supersize Your Savings

    There are a host of stories revealing that Americans’ saving accounts are in trouble. Many live paycheck-to-paycheck and retirement account balances are not where they should be.

     A recent survey revealed 62 percent of Americans have less than $1,000 in their savings accounts. A st...

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  • Insure Your Present, Safeguard Your Future

    Insure Your Present, Safeguard Your Future

    Life is unpredictable. UNIFY Insurance Solutions can provide stability in the face of sudden, unexpected change.1

    Insurance protects you, your loved ones, and your valuables from life’s big “What-If?” moments. Specifically, the kind of moments you never want to happ...

    Read more
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  • Being members of the UNIFY family has made everything easy. Our main reason for taking out a loan was to get our bills in order. This allowed us to work with only one debt & have money left. Thank you for being a banking institution that works with us & gives us personalized, person to person assistance, it really does make a difference.
    - Patty
  • One thing I would love to say is you guys gave me an opportunity to get an account with you, and a credit card to build my credit with your fantastic credit union and I thank you for that!!
    - Cory
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Credit Union Near Me

UNIFY is always near you with 24/7 call center access and branches nationwide including Los Angeles, Orange County, Plano, Texas, and Northwest Arkansas.

Find a branch near you
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FREE Checking

Yep… we said FREE. Convenient and flexible, our FREE Checking account is the no-fuss way to manage your money.

Get FREE Checking