Additional Services

They’re small but mighty! These little UNIFY services are here when you need them, and make managing your money even easier.

Skip the trip. Payroll and government payments safely deposited.

Say no to fees. Protect your checking account with funds from your other UNIFY accounts.

Avoid the inconvenience of declined transactions. We’ll vouch for you.

Resources you need, when you need them.

Professional Notary Services for real estate transactions, birth records, financial documents.

Safeguard your important documents and valuables.

  • Direct Deposit

    Take the direct route. Have your paycheck or payments directly deposited into your UNIFY account. No more waiting, you’ll have immediate access to your funds. 

    Payroll Direct Deposit

    Visit your employer’s Human Resources or Payroll department and provide them the UNIFY Direct Deposit Form completed for them to set up direct deposit of your paycheck into your UNIFY account. You will be required to provide your UNIFY account information.

    Government Direct Deposit

    Phone 800.722.1213, or complete the government’s direct deposit online form .


    Disclosures & Agreements

  • Account Protection

    UNIFY members really dislike the four-letter word – fees.  You can steer-clear of declined transactions and fees with Overdraft Protection and Courtesy Pay. It’s your way of giving “declined” a one-two punch.

    Overdraft Protection

    Protect your UNIFY checking accounts from overdrafts and fees1 with funds from a UNIFY savings account, credit card or line of credit. No set-up fee!

    To set up, phone us at 877.254.9328

    Courtesy Pay3

    Avoid the inconvenience of declined transactions. Courtesy Pay steps in once available overdraft protection funds have depleted up to $7502.

    To opt-in phone us at 877.254.9328.
    Account Protection 101 Overdraft Protection Courtesy Pay
    LINKED WITH UNIFY… Savings account, credit card or
    Overdraft Protection.
    COVERS AMOUNTS UP TO… Available savings or credit limit. $750,
    once Overdraft Protection is depleted.
    COST TO SET UP Free. Free.
    FEES FOR USE Cash Advance fees may apply for credit card use, depending upon your agreement. $30 per transaction, up to 5 fees per day. No charge for additional daily transactions.
    REPAYMENT Immediate withdrawal from savings OR repayment based on terms of credit. Overdrafts must be repaid within 15 days.

    1 There is no cost to set up Overdraft Protection. Transfer and other fees may apply if you use this service. An overdraft transfer from your UNIFY Visa credit card will be treated as a cash advance. Overdraft transfers from your credit card or line of credit accrue finance charges from the date of transfer until paid in full. See your account agreements for further information. UNIFY Line of Credit and VISA Credit Card subject to credit approval. UNIFY Financial Credit Union is an equal opportunity lender.

    2 Your UNIFY membership must be in good standing to qualify for the Courtesy Pay program. We reserve the right to discontinue or reduce Courtesy Pay privileges at any time. Using Courtesy Pay may be more costly than other overdraft methods we may offer.

    3 Share drafts (checks) and Automated Clearing House (ACH) electronic payments are part of our standard Courtesy Pay coverage. Coverage for one-time debit card, Point-of-Sale, and ATM transactions requires your consent, or “Opt In”.

  • Applications & Forms

    The search is over. You’ll find the applications and forms to get the UNIFY services and products you need. 

    Open Your Account
    Consumer Loan
    Mortgage Loan
    Advancement Loan Agreement
    Subsequent Advancement Loan Request
    Student Loan
    Savings Account
    Checking Account
    Money Market Account
    Share Certificate

  • Professional Notary Service

    UNIFY documents are notarized at no cost, and non-UNIFY documents are notarized for a small fee. Fees vary by state.



    • Camarillo
    • Carson
    • Hawthorne
    • Huntington Beach
    • Irvine
    • Los Angeles (LAX)
    • Rancho Carmel
    • Redondo Beach
    • Santa Ana
    • Torrance
    • Westchester


    • Bentonville
    • Fayetteville
    • Rogers
    • Springdale


    • Aurora


    • Princeton


    • York Township ​


    • Salt Lake City


    • Fairfax
  • Safe Deposit Boxes

    Safeguard your important documents and valuables. Don’t let fire, theft or damage rob you of an irreplaceable family heirloom. Box size, fees and availability vary by location.



    • Hawthorne
    • Irvine
    • Los Angeles (LAX)
    • Torrance


    • Frisco


    • Princeton
Can’t remember your Username?

No problem. Just phone our Contact Center at 877.254.9328, available 24/7, and a UNIFY Representative will assist you.