Low Auto Loan Rates
Shopping for a new car or maybe something fun like a RV or boat? Whether you're looking for a car loan, motorcycle loan, boat loan, motorhome loan, or even an ATV loan, UNIFY Financial Credit Union provides low-rate vehicle loans nationwide.
Check out our current car loan rates below then use our auto loan calculators to estimate your monthly payment and how much vehicle you can afford.
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Vehicle Loan Rates
Vehicle Loan Rates
New & Used Vehicles1
Loan Amounts Term APR* Estimated Payment per $1,0002 Up to 2 years 6.74% $44.65 3 years 6.74% $30.76 4 years 6.74% $23.83 $10,000 + 5 years 6.74% $19.68 $15,000 + 6 years 6.74% $16.92 $20,000 + 7 years 6.74% $14.97 Learn About Car Loans Apply for an Auto Loan
Classic Vehicle Loans1
Loan Amounts Term APR* Estimated Payment per $1,0002 $15,000 + Up to 4 years 8.74% $24.77 $15,000 + 5 years 8.74% $20.60 $15,000 + 6 years 8.74% $17.82 $20,000 + 7 years 8.74% $15.84 -
Motorcycle Loan Rates
Motorcycle Loan Rates
New & Used Motorcycle Loans1
Loan Amounts Term APR* Estimated Payment per $1,0002 Up to 3 years 8.74% $31.68 4 years 8.74% $24.76 $10,000 + 5 years 8.74% $20.63 $20,000 + 6 years 8.74% $17.90 Learn More About Motorcycle Loans Apply for a Motorcycle Loan
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Boat & RV Loan Rates
Boat Loans & Motorhome Loans
New & Used Boat or RV Loan1
Loan Amounts Term APR* Estimated Payment per $1,0002 Up to 3 years 8.99% $31.80 4 years 8.99% $24.88 $10,000 + 5 years 8.99% $20.75 $20,000 + 6 years 8.99% $18.02 $30,000 + 7-10 years 8.99% $16.08 $30,000 + 11-12 years 10.49% $12.80 $30,000 + 13 - 15 years 10.49% $11.77 Learn More About RV & Boat Loans Apply for an RV or Boat Loan
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ATV & Power Sports Loans
ATV Loans & Power Sports Loans
New or Used ATV or Power Sports Loan1
Loan Amounts Term APR Estimated Payment per $1,0002 Up to 3 years 8.74% $31.68 4 years 8.74% $24.76 $10,000 + 5 years 8.74% $20.63 $20,000 + 6 years 8.74% $17.90
UNIFY has the perfect car loan for you!
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Auto Loan Disclosures
*APR = Annual Percentage Rate. Rates quoted are the lowest rates possible for qualified borrowers and are subject to change. Qualification for credit is based on membership eligibility, credit history, debt, employment history, ability to repay, term and collateral value. Your rate may vary. All loans subject to credit approval.
1These rates reflect a .25% discount for New/Used/Classic Vehicle, Motorcycle, ATV/Power Sports, Boat, and Recreational Vehicle Loans. Available rate discount of .25% for automatic payments from a UNIFY share account. Maximum rate discount is .25% and may not be combined with any other rate discount offers. See Consumer Loan Rate Discount Acknowledgement for complete details.
2Payment factors shown are per $1,000 financed. Terms used for payment calculation are as shown. Additional terms are available.
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