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What Costs to Expect When Selling Your Home

May 2018

Just as with buying a home, selling also comes with its share of dues. You need to prepare your home for prospective buyers as well as pay part of the closing costs, which average around 3% of the home price. Here’s a breakdown of the types of costs you can expect.

Know How Much to Spend on a Wedding Gift? We Do!

Wedding GiftsMay 2018

You’re invited! What next? June is the most popular month to tie the knot so many will be invited to attend and celebrate wedding vows over the next several months.

The national average cost of a wedding was roughly $33,391 in 2017 – an expensive affair for a bride and groom to host. So, you might be wondering what to spend on a gift.

Hot Deals on Cool International Vacay Spots

April 2018

Reykjavik, Lisbon, Dublin, Stockholm, Nagoya.

If you have the travel bug and are seeking to go abroad, you’ll want to know how to hit your bucket list destinations without breaking the bank.

How to Give Your Finances a Spring Cleaning

April 2018

Ah, spring! It’s the season of renewal, when we can count on longer and brighter days, the return of baseball and the urge to get the house in order. That goes for many people’s financial houses as well. Spring is a good time to comb through your personal finances and ensure that you’re managing your budget, credit cards, investments and insurance in the best possible way. Here’s how to get started.

How to Tell You’re Ready to Buy a House

Home FinancesMarch 2018

Making the decision to become a homeowner is emotionally and financially complex. Here are some key things to ask yourself if you’re considering whether buying is right for you.

Homework: How to Calculate How Much House You Can Afford

March 2018

Crashing open houses and daydreaming about your future home? The spring and summer months often bring out a slew of looky-loos and serious house shoppers. If you’re ready to consider a new place to throw out the welcome mat and move in to a new neighborhood, one of the most important initial steps is to consider your budget, whether that takes the form of a bigger space for your growing family, or perhaps downsizing to make life simpler.

How to Boost Your Small Business Credit Score

February 2018

Are you a small-business owner who’s not getting the love you need from lenders? Are suppliers insisting on terms you find downright unfriendly?

The common denominator may be a poor business credit score. Here are some steps you can take to fix it.

What goes into your business credit score?

Just like a personal credit score, a business credit score measures the level of risk you pose for a lender. Unlike personal credit scores, most of which adhere to the FICO model, business credit scores don’t follow an industry standard.

Ditch Debt for Good

February 2018

Debt and extra weight share a lot of similarities. Both can make us feel sluggish. Both debt and weight gain can be a major source of stress. This leads some people to take extreme measures, only to get frustrated and give up. Debt or weight creeps back.

Make 2018 your year to “ditch the debt,” and end the yo-yo effect for good. Here are a few ways to get started.

Average American Saves Less Than 5%; See How You Stack Up

January, 2018

The average American saves less than 5% of his or her disposable income. Many financial advisors say that isn’t enough to ensure a comfortable retirement.

The personal saving rate, calculated by the federal Bureau of Economic Analysis, has hovered around 5% for the past few years. By the end of June, the rate had dipped to 3.8%, the bureau reported.

Long-Term Care Insurance: What You Need to Know

January, 2018

There is a saying, “Do something today that your future self will thank you for.”

Never has a statement been truer than when discussing the purchase of insurance. Yes, it can be tough to write a check for something you may never use, but insurance is a safety net, protecting you, your family, and your assets. By 2050, the number of individuals using paid long-term care services in any setting will likely double from the 13 million using services in 2000, to 27 million people.

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