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That’s Life

Tips for tackling debt and the journey to credit bliss

November 2017

Tips for tackling debt and the journey to credit blissDebt is something no one likes to talk about. In fact, to some, it’s a dirty word. But rest assured Americans are swimming in it.

Crush Impulse Buying With These 4 Jedi Mind Tricks

November 2017

Sometimes the dark side is too strong to resist, urging you to splurge on that second, even more perfect pair of brown boots or upgrade to a more stylish pair of wireless headphones. But the fleeting satisfaction you get from succumbing to these seductive I-didn’t-know-I-needed-it-until-just-now purchases can fade to a sense of financial failure when you get your credit card statement.

Holiday spending: Spread cheer without spreading your finances too thin

October 2017

Image of a shopping back with a photo of a snowflake on it

The fall decorations—pumpkins and haystacks and scarecrows—are just making their way onto porches, but you know what that means? The December holiday season is just weeks away. Time to decorate, shop, bake, party, shop, dress up, shop. It’s easy to be swept into the very expensive winter months, but poor holiday planning can result in a very painful and expensive January.

3 Ways to Scrub a Collections Stain Off a Credit Report

October 2017

Your credit scores take a hit if you fall behind on payments to a creditor, and again if an account is sent to the creditor’s collection department or sold to a third-party collector. You may be able to repair some damage to your scores by resolving a collections account on your credit reports.

Sharing Expenses with Roommates? How to Make It Work

September 2017

Andrew Olsen currently lives with his roommates in financial harmony, but things haven’t always been so pleasant.

Olsen, a communications professional in Portland, Oregon, used to run into “bad seeds who would coast off of our goodwill.” Some former roommates failed to cover their share of house expenses, he says, forcing him to pay extra.

Best practices when it comes to kids’ allowances

September 2017

Piggy Bank

Raising kids today is expensive! Between funding the basics, childcare, saving for college, extracurricular activities, birthday party gifts and beyond, some parents might question if they need to dole out an allowance, too.

Life Insurance 101

August 2017

Life Insurance 101

Have you considered getting life insurance? Do you know the basics? Term or permanent? Does everyone in the family need a policy?

While life insurance has been around for ages, many are unclear about what it is and if they should invest in a policy.

Save More When Back-to-School Shopping Online

August 2017

Shopping for school supplies, electronics and clothing can be a chore — and an expensive one at that.

Avoiding the most common home-buying pitfalls

July 2017

Avoiding the most common home-buying pitfallsThe summer season is often a popular time to consider a home purchase. Perhaps it’s your first time buying, or maybe you’re looking to transition to a new neighborhood. Regardless, purchasing a home is one of the most expensive purchases you’ll ever make, and if you’re not adequately prepared, you could lose thousands of dollars and/or end up with a home that does not suit your needs.

6 Financial Aid Questions You’re Too Embarrassed to Ask

July 2017

While many colleges will soon send bills for this fall’s tuition, most won’t expect payment until late summer. That gives college-bound students and their families time to finalize financial aid details. Here are six basic, but crucial, things to know about using student loans, scholarships and more to pay for college.

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