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Budgeting No Fun? Try Gamifying Your Financial Goals

March 2019

My wife and I once tried wearing cat and dog masks to talk about money. Our previous attempt to make a budget ended in shouts and pointed fingers, and I thought this might help tame our hair-trigger emotions.

Instead, it sparked another disagreement over spending. “I was thinking something more Cirque du Soleil,” she said through the rubber cat mask I bought her. “I feel like we’re about to rob a bank.”

The Benefits of a Home Equity Line of Credit

January 2019 Blog

March 2019

Before the Great Recession, homeowners weren’t shy about opening and utilizing home equity loans and lines of credit. After all, home values were through the roof, and many saw the benefits of tapping into their equity to consolidate debt and pay for big purchases, like cars and college educations.

This Winter, Your Credit Should Freeze, Too

February 2019

Before you tackle lofty financial resolutions like paying off debt this year, do yourself a quick favor and freeze your credit reports. It’s free, doesn’t affect your credit score and helps protect your financial future.

Credit reports summarize your payment history with creditors and are automatically generated by the three major credit bureaus: Equifax, Experian and TransUnion. Freezing them prevents fraudsters from opening a new line of credit using your personal information.

10 Tips for Paying off Student Loans Faster

January 2019 Blog

February 2019

Are you one of the 44.5 million Americans sporting student loan debt? According to the latest Federal Reserve statistics, outstanding student loan debt now tops more than $1.5 trillion, and 66 percent of the individuals with a tab are 30 or older.

How to Stay Afloat Financially in a Federal Shutdown

January 2019

When you have a pile of bills and no paycheck, address the essentials first. That means the roof over your head, medicine, food, heat, electricity and — for those who still must report to jobs despite a government shutdown — getting to work.

What can wait? Almost everything else.

Five New Year’s Resolutions to Make You Richer

January 2019 Blog

January 2019

A mere eight percent of people actually achieve their New Year’s resolutions. Ouch! So often, we set good intentions and get hyped for great things to come, but we lose steam–often in just a few weeks.

Among the many popular resolutions set each year, squaring up finances and making more money always top the charts. So, if you’re looking to get rich this year, what can you do to succeed? Outside of winning the lotto, financial success comes down to doing the basics well.

5 Smart Ways to Use and Repay Holiday Debt

December 2018

If glitzy ads and the scent of evergreens entice you to choose debt when you mean to choose joy, your holiday may already be haunted by the Ghost of Christmas Yet to Come.

Twenty-eight percent of shoppers who used credit cards to pay for last year’s holidays are still paying for them. Think about how long you’re willing to pay for a moment of delight before whipping out the plastic.

Because you can’t have too many online shopping safety reminders...

December BlogDecember 2018

You’re making your list, checking it twice and ready to knock out most of your holiday shopping in the wee hours of the night in your PJs. Online shopping is here to stay.

For Better Savings Returns, Bail on Your Big Bank

November 2018

Alternatives to big banks are offering some of the best deposit account interest rates consumers have seen in years. And they’ve made checking accounts, savings accounts and certificates of deposit a worthwhile vehicle for earning interest once again.

Inheritance Money: What You Need to Know

November BlogNovember 2018

So, you’ve come into some inheritance money. Perhaps a grandparent, parent or long-lost uncle remembered you in their will. Before you earmark the unexpected windfall, be sure you do your homework.

Let’s dive into a little inheritance 101.

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