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Due to inclement weather across the country many UNIFY branches are closed. Check the Branch Locator for information on specific locations. Our 24/7 Contact Center and eBanking are available to serve you. Please be advised USPS and other delivery services are also impacted and member shipments may be delayed.
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Business Services

UNIFY Business Services means it when we say, we want to “mind your business.” We know you need a business partner that is as serious about your business needs as you are. We are here to support your day-to-day and assist with your growth. Whether your business is big or small, if you dream it, we’ll help you realize it.

  • Get Started

    Commercial Property Loans

    Flexible terms with amounts up to $15 million.

    Business Checking & Savings

    Convenience and flexibility.

    UNIFY is Small Business Administration (SBA) approved.

    UNIFY is an equal opportunity lender. 

  • PPP Loans/Forgiveness Process

    If you are a UNIFY PPP borrower, you should have received a link, sent to your email, about starting the PPP Loan Forgiveness process. Questions about how to get started? Schedule an appointment.

    Important Information:

    • The terms of your PPP Loan may have changed due to the Flexibility Act of 2020; schedule an appointment to get information about your current loan status.
    • If you need your unique PPP Loan Forgiveness application link resent to you, email us at: UNIFY PPP Team.
    • Once your completed application is submitted to SBA, the SBA approval process can take up to 90 days.
    • A detailed FAQ about the forgiveness process and timelines can be found at: SBA PPP Forgiveness Guidelines.
  • Commercial Real Estate Loans

    UNIFY gets to your bottom line—competitive rates, low fees and quick processing. Plus, we go beyond the loan with full-service banking. 

    • Fixed terms
    • Competitive rates
    • No points
    • No origination fees
    • No prepayment penalty
    • 25-year amortization
    • Single or multiple tenants
  • Business Savings

    Earn dividends paid monthly.

    • Open with a $5 deposit.
    • Pay just $1 per month fee.
    • Waive the monthly fee with a minimum $200 average daily balance.
  • Business Money Market

    Receive higher earnings on your savings.

    • Pay NO transaction fees.
    • Pay NO service charge.
    • Open with a minimum $2,500 deposit.
  • Business Checking

    Get the convenience and flexibility you need and the extras you want.

    • Pay NO annual fee.
    • Pay just $5 per month.
    • Open with a $100 deposit.
    • 200 transactions per month at no additional fee.1
    • Get a FREE Business Visa Debit Card with cash withdrawals to $1,000.

1UNIFY Business Checking Account allows 200 regular debit and credit transactions without an additional fee. Transactions in excess of 200 are assessed a fee of $0.25 each.

Under the USA Patriot Act, all financial institutions are required to obtain, verify, and record information that identifies each person who opens an account. Therefore, when you open a new account at UNIFY, we will ask for your name, address, date of birth, and other identifying information. We may also ask to see your driver's license or other form of identification.

  • RECHARGE YOUR PURCHASE POWER! Transfer high-interest credit card balances to a UNIFY Visa® with NO balance transfer fee!
  • REFER. REWARD. REPEAT. It pays to share some REWARDINESS...earn up to $600.*
  • Destination Everywhere. Auto Loan rates as low as 1.74% APR for 0 - 24 month terms. NO PAYMENTS for up to 90 days!

NEED INFO? CONTACT A BUSINESS SERVICES AGENT.

We're here to answer your Business Services questions.

Can’t remember your Username?

No problem. Just phone our Contact Center at 877.254.9328, available 24/7, and a UNIFY Representative will assist you.