Should I Consolidate my Credit Cards?

Easy credit card consolidation calculator

Ready to consolidate your credit cards? Apply Online

Credit Card Consolidation Calculator 

Our easy online credit card debt consolidation calculator helps to see what you owe and how consolidating your credit cards with a UNIFY credit card can make paying off that debt much easier.

How's Your Credit Card Debt?

UNIFY is ready to help you consolidate your credit card debt with payments that suit you. 

Learn more about UNIFY credit cards   credit card rates

 Apply for a credit card


This calculator is for general education purposes. Financial calculators are not an application for credit and your results don't guarantee loan qualification. 
APR = Annual Percentage Rate. APY = Annual Percentage Yield. Rates are subject to change.

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Direct Deposit Bonus

Enrollment in Direct Deposit means you could win $1K in our quarterly drawing! If you are enrolled for monthly direct deposit of $500 or more, you could win big!

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FREE Checking

Yep… we said FREE. Convenient and flexible, our FREE Checking account is the no-fuss way to manage your money.

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Credit Union Near Me

UNIFY is always near you with 24/7 call center access and branches nationwide including Los Angeles, Orange County, Plano, Texas, and Northwest Arkansas.

Find a branch near you