Should I Pay Points to Lower my Rate?

Easy home loan points calculator.

Ready? Apply Online
 

Home Loan Points Calculator 

Our easy online home loan points calculator helps you see what your mortgage payment is likely to be at different home prices, loan amounts, and mortgage rates. 
We've included some of our popular home loan rates below so you can use them in your monthly home loan payment calculations.

Payment Calculations Look Good?

UNIFY is ready to help you get into the home loan with payments that suit you. 

Learn more about UNIFY mortgages     Apply for a mortgage

30 Year Fixed

as low as

7.486 % APR*

5/1 Adjustable

as low as

7.650 % APR*

30 Year Jumbo Fixed

as low as

7.248 % APR*

5/1 Jumbo ARM

as low as

7.613 % APR*

More Mortgage Calculators

Say that three times fast! If you love crunching numbers, this area is for you. We've got all kinds of free mortgage calculators to help you pick the right home loan for your family. Don't forget to email yourself the results so you can reference them later. Unless you want to come back and do the math again - we're here for that too. 

View Mortgage Calculators

This calculator is for general education purposes. Financial calculators are not an application for credit and your results don't guarantee loan qualification. 
APR = Annual Percentage Rate. APY = Annual Percentage Yield. Rates are subject to change.

Woman smiling while clinching fists excited

Direct Deposit Bonus

Enrollment in Direct Deposit means you could win $1K in our quarterly drawing! If you are enrolled for monthly direct deposit of $500 or more, you could win big!

Get all the details
Young adults snacking and relaxing

FREE Checking

Yep… we said FREE. Convenient and flexible, our FREE Checking account is the no-fuss way to manage your money.

Get FREE Checking
Woman Looking at Sunset over mountains

Credit Union Near Me

UNIFY is always near you with 24/7 call center access and branches nationwide including Los Angeles, Orange County, Plano, Texas, and Northwest Arkansas.

Find a branch near you