Due to system maintenance, website features, including rates and product applications, will be unavailable Monday, February 24, at 10 PM (PT) to Tuesday, February 25, at 2 AM (PT). Times listed are approximate. We apologize for any inconvenience.
UNIFY’s website uses “cookies” to store information on your computer/digital device and collects personal information. The use of cookies helps us enhance site navigation, analyze site usage, and assists in our marketing efforts. We encourage you to review our Online Privacy Policy to learn more about the use of cookies including how we collect and use site visitor data. By continuing to use this site, you consent to the placement of these cookies.

Card Skimming: You’re the Best Defense

Card Skimming is a pretty common tactic criminals use to capture electronic data like your PIN and card number from ATM, Credit, or Debit Cards when swiped. Once they have your information, new cards are created to make purchases or withdrawals without your knowledge or consent. They do this by discretely installing fake card readers to gather the information on your card—they look similar to the real thing, and you may not even notice when you swipe your card. Criminals also use a pinhole hidden camera or fake PIN pad to record the numbers you enter. Within a matter of days, they can deplete your bank account. Luckily, there are ways you can minimize the risk of falling victim to these attacks.


Even when using familiar ATMs or card readers (like at a gas station for example), always be on the lookout for signs of tampering. Regularly check for labels and security seals that have been removed or broken, loose or strange card readers at an ATM, sticky residue, or strange wires connecting the PIN pad to the base of the terminal. Also look for any tiny pinhole cameras hidden in brochure holders, donation boxes or attached to a card reader or ATM.

Hidden pinhole camera attached to an ATM.


Always cover the PIN pad with your hand when at an ATM or making a purchase to help prevent your PIN from being recorded.


Take a look at your Checking and Visa Credit Card accounts frequently to more quickly catch any discrepancies or unauthorized transactions. Remember, UNIFY’s eBanking is a great way to monitor your accounts anytime, anywhere. And, while you’re online, you can even Live Chat us during business hours with account questions you may have.


Keeping your financial information protected is one of our primary goals. We’re here to help should you identify something questionable on your account. Don’t hesitate to phone us at 877.254.9328.

Can’t remember your Username?

No problem. Just phone our Contact Center at 877.254.9328, available 24/7, and a UNIFY Representative will assist you.