Disclosures & Agreements
1ATM surcharge fees from other institutions reimbursed at the end of the month if all account requirements are met. For eChecking: all out-of-network surcharge fees reimbursed monthly if all other account requirements are met.
2The average daily balance is calculated by taking the ending balance of each day, adding each day’s ending balance together, then dividing by the number of days in the month. For eChecking: Any month your eChecking account balance falls below the average daily balance of $1,000 your account will not earn dividends. For Premier Checking: no dividends will be paid on accounts that fall below the minimum daily balance of $2,000, and a $5 fee will be assessed, which may reduce earnings on account.
3ATM deposits and withdrawals do not qualify. Debit Card transactions must be posted by close of business on the last day of each month to count toward the required postings.
4$20 monthly account fee applies if account requirements are not met each month. Requirements include logging into FREE eBanking at least once a month, conducting eight transactions (point-of-sale or signature-based) using your Debit Card per month, and being signed up for eStatements.