Website features, including rates and applications, will be unavailable Monday, September 24, at 10 PM (PT) to Tuesday, September 25, at 2 AM (PT). Times listed are approximate. We apologize for the inconvenience.
Checking that Suits Your Needs
Okay, maybe not the love of your life, but a checking account that’s compatible with the way you bank gives you more time for whatever makes you happy. Take our quiz to find your match, and learn more about our checking accounts in detail below.
What’s important to you… world peace? UNIFY can’t help you with that, but we can help you choose a checking account with the features you want from four great options.
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Free Checking |
Right Start Checking |
eChecking |
Premier Checking |
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No minimum balance |
✓ |
✓ |
✓ |
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Overdraft Protection |
✓ |
✓ |
✓ |
✓ |
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FREE printed checks |
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✓ |
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eBanking from any device |
✓ |
✓ |
✓ |
✓ |
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ANYTIME – ANYWHERE ATM banking (monthly limits apply)1 |
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✓ |
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Dividends (minimum monthly average daily balances apply)2 |
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✓ |
✓ |
All of our accounts start with free and end with no problem.
Yep… we said FREE. Convenient and flexible, FREE Checking is the no-fuss way to manage your money.
Wouldn’t it be nice to use any ATM and be reimbursed the fees monthly? With eChecking you get all the same benefits of a standard checking account. Plus, when you log in to eBanking once a month, use your Visa® Debit Card 8 times3 for transactions and receive eStatements,4 you get even more.
Take home dividends and a whole lot more. Get UNIFY’s most complete, full-service checking account that blends the best of all the rest.
Who said you never get a second chance to make a first impression? UNIFY offers Right Start Checking for first-timers or account holders looking to rebuild a positive checking account history.
1ATM surcharge fees from other institutions reimbursed at the end of the month if all account requirements are met. For eChecking: all out-of-network surcharge fees reimbursed monthly if all other account requirements are met.
2The average daily balance is calculated by taking the ending balance of each day, adding each day’s ending balance together, then dividing by the number of days in the month. For eChecking: Any month your eChecking account balance falls below the average daily balance of $1,000 your account will not earn dividends. For Premier Checking: no dividends will be paid on accounts that fall below the minimum daily balance of $2,000, and a $5 fee will be assessed, which may reduce earnings on account.
3ATM deposits and withdrawals do not qualify. Debit Card transactions must be posted by close of business on the last day of each month to count toward the required postings.
4$20 monthly account fee applies if account requirements are not met each month. Requirements include logging into FREE eBanking at least once a month, conducting eight transactions (point-of-sale or signature-based) using your Debit Card per month, and being signed up for eStatements.
No problem. Just phone our Contact Center at 877.254.9328, available 24/7, and a UNIFY Representative will assist you.
Education
