FRAUD ACTIVITY INFORMATION: Please be aware, there have been reported instances of impersonators, claiming to be from UNIFY, making fraudulent calls to members requesting confidential/account identification information. Reminder: A real UNIFY representative will NEVER initiate contact with a member requesting such information including full debit/credit card number, PIN, card security code, eBanking username/security access code or full Social Security Number. If you are contacted by someone requesting this account-related information, please do not respond and let us know immediately at 877.254.9328, 24/7.
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The Credit Union Advantage vs. Banks
It’s a simple concept, “people over profit.” Credit unions were created during the Great Depression, a time of economic chaos, when people were unable to get loans from over-leveraged banks. As a result, people banded together to pool their resources and help one another. While the world has changed, the core value of credit unions—people helping people—remains stronger than ever today.
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Not-for-Profit Credit Unions |
For-Profit Banks |
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Membership funds competitive rates, lower fees and value-added services. |
The rates and fees charged customers drive profits for stockholders. |
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Member shareholders have a policy voice and vote to elect a volunteer Board of Directors. |
Paid officers and board members shape policy on behalf of stockholders. |
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Credit unions collaborate to improve members’ access and services. |
Banks fight for customers to muscle out their competition. |
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Accounts federally insured up to $250,000 by the National Credit Union Administration (NCUA). |
Accounts federally insured up to $250,000 by the Federal Deposit Insurance Corporation (FDIC). |
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Can’t remember your Username?
No problem. Just phone our Contact Center at 877.254.9328, available 24/7, and a UNIFY Representative will assist you.