Digital Online & Mobile Banking

Whether banking online, on the phone, or on our mobile banking app – your UNIFY accounts are always on call (or screen)

Enroll in Online Banking Today


Connect your way from all your devices. Access UNIFY’s FREE online banking system, eBanking, from your desktop, mobile device, or use our UNIFY mobile banking app. Manage your UNIFY cards, create new accounts, view transactions, set up external account transfers, and much more.

The UNIFY Mobile Banking App

Cell phone, tablet, and laptop showing access to UNIFY’s Mobile Banking App

For even easier access to all things UNIFY download our mobile banking app from either the Google Play™  store or App Store®. We’re here when you need us – just a few taps away.


Download on the app store

If you’ve got the time, you’ve got UNIFY.

Quickly view transactions, get account reminders, and manage spending with the UNIFY app on your Apple Watch®. Remember to add the UNIFY App to your watch by downloading it to your iPhone® first.

Apple Watch image
Apple Watch image
Apple watch showing access to the UNIFY app

Ready? A few clicks to enroll and you are all set to start banking your way!

Enroll in Online Today


E is for easy! Manage your UNIFY account with our suite of online banking products that allows you to view funds, pay bills, deposit checks, transfer money, and even monitor your credit. That's banking anytime, anywhere. Learn more about how easy these tools are with these short videos. 


Pay bills from your desktop or mobile device anytime. Writing checks is a thing of the past. With ePay, pay your bills online and even schedule them ahead of time. 

  • Set up one-time and recurring payments
  • Track the status of payments
  • View and print payment history
  • Export transaction information
Get Started with ePay


Say cheese! With the UNIFY mobile banking app you can deposit checks using your device's camera, anywhere, anytime. It’s that easy.

Enroll in eDeposit


Need a reminder? Set up eAlerts via phone, text, email, or push notification to remind yourself of:

  • Upcoming payments
  • Special days, such as birthdays or anniversaries
  • Account activity

There are also built-in security eAlerts including failed password attempts, address changes, and external transfers initiated.

Create Alerts Now

eText Banking

Shoot us a text! eText lets you:  

  • Check account balances
  • Receive activity updates
  • Transfer money between accounts
Get eText Now


View, monitor, and better understand your credit score with SavvyMoney®. This easy and intuitive tool in eBanking provides comprehensive credit score analysis, including a full credit report, monitoring, and personalized tools to help you raise your credit score.

Enroll in SavvyMoney


Link your bank accounts, loans, and credit cards all into one place with eBudget. Our one-stop financial management tool helps you track your spending and finances all from within eBanking.

Enroll in eBudget


Put the paper trail behind you. Go paperless to save a tree, avoid clutter, and have 24/7 online statement access. 

  • View 13-months of statement histories for all accounts
  • Download digital PDF copies
  • Automatically receive account-related tax documents, including 1098, 1099Q, 1099R, and more
Sign up for eStatements now in ebanking

Transfer Funds

Transfer money in mere seconds.

It's easy! Try it out today.

Transfer Funds in eBanking

Card Management (Card On/Off)

Misplaced debit or credit card? Turn it “off” from within eBanking. Found it? Turn it back “on.” Until your card is found again Card Management will keep your scheduled business on track without interruption and keep your account safe. Features include:

  • One-time debit/credit transactions will be declined at the point-of-sale
  • ATM transactions will be declined
  • Recurring transactions should continue to post as scheduled 
  • Pre-authorized transactions will continue to be posted and paid
  • Your checks, online transfers, bill payments, and other account transactions will continue to be paid

Additional Card Management Features

  • Report your UNIFY Credit and/or Debit Card lost or stolen
  • Submit a “Travel Notice” to notify UNIFY your card may be used while traveling
  • Request a card cash increase
Manage Your Card in ebanking

MemberPass Next-Level Account Security

Seamlessly protect your account with MemberPass, a biometric account authentication program available to UNIFY members. MemberPass works through your smartphone using fingerprint or facial recognition to confirm your identity. It’s easy to enroll, easy to use, and easy to protect your account.


We know it’s you. And you know it’s us.

MemberPass can also be used to verify the identity of a UNIFY representative who contacts you. This two-way authentication is an added layer of security regardless of who initiates the call.

No more sharing sensitive personal information.

Enroll today by logging in to eBanking, visiting a branch, or calling our 24/7 contact center.

Enroll in MemberPass

Enrollment in eBanking is required.

Apple, Apple Pay, and the Apple logo are trademarks of Apple Inc., registered in the United States and other countries. Google and Google Pay are registered trademarks of Google LLC. 
Visa® is a registered trademark of VISA U.S.A. Inc.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes.



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Credit Union Near Me

UNIFY is always near you with 24/7 call center access and branches nationwide including Los Angeles, Orange County, Plano, Texas, and Northwest Arkansas.

Find a branch near you
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FREE Checking

Yep… we said FREE. Convenient and flexible, our FREE Checking account is the no-fuss way to manage your money.

Get FREE Checking