Due to system maintenance, website features, including rates and product applications, will be unavailable Monday, February 24, at 10 PM (PT) to Tuesday, February 25, at 2 AM (PT). Times listed are approximate. We apologize for any inconvenience.
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eSign Act Consent and Disclosure

eSignature Disclosure

UNIFY Financial Federal Credit Union (UNIFY, we, or us) may be required by law to provide to you certain written notices or disclosures. Described below are the terms and conditions for providing to you such notices and disclosures electronically. Please read the information below carefully and thoroughly, and if you can access this information electronically to your satisfaction and agree to these terms and conditions, please confirm your agreement by clicking the 'I agree' button at the bottom of this document.

All notices and disclosures will be sent to you electronically - Unless you tell us otherwise in accordance with the procedures described herein, we will provide electronically to you all required notices, disclosures, authorizations, acknowledgements, and other documents that are required to be provided or made available to you during the course of our relationship with you. To reduce the chance of you inadvertently not receiving any notice or disclosure, we prefer to provide all of the required notices and disclosures to you by the same method and to the same address that you have given us. Thus, you can receive all the disclosures and notices electronically or in paper format through the paper mail delivery system.

To advise UNIFY of your new email address - To let us know of a change in your email address where we should send notices and disclosures electronically to you, you must call UNIFY at 877.254.9328 or visit a UNIFY branch and request the email change. 

Getting paper copies - At any time, you may request from us a paper copy of any record provided or made available electronically to you by us. You can obtain agreements and disclosures by printing it/them yourself. You can also contact us at 877.254.9328 or send us an email at to request a paper copy free of cost when sent by us to you through regular U.S. mail to the postal address on file. If you request that paper copies of these agreements and disclosures be sent to you other than through the regular U.S. mail you may be charged a fee.  

Withdrawing your consent  -  If you receive notices and disclosures from us electronically, you may at any time change your mind and tell us that thereafter you want to receive required notices and disclosures only in paper format. To inform us that you no longer want to receive future notices and disclosures in electronic format, you may contact us at 877.254.9328 or send us an email at  and in the body of such request you must state your email, full name, postal address, telephone number, and account number. We do not need any other information from you to withdraw consent.

Consequences of changing your mind - If you elect to receive required notices and disclosures only in paper format, it will slow the speed at which we can complete certain steps in transactions with you and delivering services to you because we will need first to send the required notices or disclosures to you in paper format, and then wait until we receive back from you your acknowledgment of your receipt of such paper notices or disclosures.

How to contact UNIFY - You may contact us to let us know of your changes as to how we may contact you electronically, to request paper copies of certain information from us, and to withdraw your prior consent to receive notices and disclosures electronically as follows:

To contact us by email send messages to:

To contact us by phone please call our Contact Center at 877.254.9328

To contact us by mail please use the following address:

UNIFY Financial Credit Union
PO Box 10018
Manhattan Beach, CA 90267-9969

Required hardware and software - You must have access to a computer with browser software such as Microsoft Internet Explorer; Adobe Acrobat Reader; Internet access, and an active/operating e-mail address (at your cost). Your computer needs to support the following requirements:

An operating system, such as:
  • Windows 98, NT, 2000, ME, XP, Vista, or Windows 7; or
  • Macintosh OS 10.x

Access to the Internet and an Internet browser which supports HTML 4.0 and 128bit SSL encryption and JavaScript, such as:

For PC using Windows 98, NT, 2000, ME, XP, Vista, or Windows 7
  • Microsoft Internet Explorer 9.0 and higher
  • Firefox 3 and higher
  • Chrome 10.0 and higher
  • Safari 4.0 and higher

For Macintosh using OS 10.x
  • Safari 3.0 and higher
  • Firefox 3 and higher
  • Chrome 10.0 and higher

Other Internet browsers may be used, but are not supported.

By affirmatively consenting, you confirm that you have access to the necessary hardware and software.

These minimum requirements are subject to change. If these requirements change, we will provide you with an email message at the email address we have on file for you at that time providing you with the revised hardware and software requirements, at which time you will have the right to withdraw your   consent.

Acknowledging your access and consent to receive materials electronically - To confirm to us that you can access this information electronically, which will be similar to other electronic notices and disclosures that we will provide to you, please verify that you were able to read this electronic   disclosure and that you also were able to print on paper or electronically save this page for your future reference and access or that you were able to email this disclosure and consent to an address where you will be able to print on paper or save it for your future reference and access. Further, if you consent   to receiving notices and disclosures exclusively in electronic format on the terms and conditions described above, please let us know by clicking the 'I agree' button below.

By checking the 'I Agree' box, I confirm that:   I can access and read this Electronic CONSENT TO ELECTRONIC RECEIPT OF ELECTRONIC CONSUMER DISCLOSURES document; and

I can print on paper the disclosure or save or send the disclosure to a place where I can print it, for future reference and access; and

Until or unless I notify UNIFY Financial Federal Credit Union (UNIFY) as described above, I consent to receive exclusively through electronic means all notices, disclosures, authorizations, acknowledgements, and other documents that are required to be provided or made available to me by UNIFY during the course of my relationship with you.

UNIFY Financial Federal Credit Union, doing business as UNIFY Financial Credit Union


Can’t remember your Username?

No problem. Just phone our Contact Center at 877.254.9328, available 24/7, and a UNIFY Representative will assist you.