Due to system maintenance, website features, including rates and product applications, will be unavailable Monday, July 26, at 10 PM (PT) to Tuesday, July 27, at 2 AM (PT). Times listed are approximate. We apologize for any inconvenience.

Visiting a branch? Check our Branch Locator, as we have updated our hours at several locations.

Make a Payment

Make your loan payments work for you. Here are some of your new options when making payments to your UNIFY loans:

  • Regular Payments:  See detailed loan information when scheduling a payment, like updated monthly payment amount and due date.
  • Principal Only: Principal Only payments are extra payments. This does not advance your due date or pay any interest. You will still owe your regular payment due.
  • Minimum Amount Due: Pay the minimum amount, which includes principal, interest, fees and past-due amounts.
  • Other Payment Amount: Choose your own payment amount, which goes toward interest first, then principal.
  • Pay Down to Zero: Pay your existing loan balance while keeping your Line of Credit available.
  • Loan Payoff: See your loan’s same-day payoff balance, which includes accrued interest.

Start using Make a Payment now—find the new link under Transfers & Payments in eBanking, where you normally make loan payments. If you prefer, you can continue using Make a Transfer until November 15.

Questions? Call us at 877.254.9328, available 24/7, or visit us online at

Can’t remember your Username?

No problem. Just phone our Contact Center at 877.254.9328, available 24/7, and a UNIFY Representative will assist you.