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The UNIFY Story

UNIFY is what’s called a credit union. It’s a not-for-profit financial institution. We’re like a bank, but instead of being owned by shareholders, we’re owned by our members. When we offer low rates, flexible terms, and innovative banking technology – we do it because we’re accountable to you. UNIFY is unique among credit unions in our nationwide footprint, meaning wherever you are, we are there to serve you.

As one of the nation’s leading credit unions our goal is to allow you to connect to your money with peace of mind. It’s why we offer branch access nationwide, 100,000+ surcharge-free ATMs, and a 24/7 contact center to serve you in any state, at any time.

260,000+ members

$4.3 billion total assets

16 states

UNIFY Timeline

UNIFY Financial Credit Union has a rich history of helping our members since 1940.

UNIFY History Timeline Visual
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Members make the difference

UNIFY is never too big to remember UNIFY is all about YOU.

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Education creates financial mobility

UNIFY is happy to provide online financial education as well as seminars and webinars. 

Read Up On Finances
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Technology provides access

UNIFY offers eBanking and eMobile banking so we're always within reach. 

Enroll in eBanking


We don't want to toot our own horn... so we'll let these awards (like Best Credit Union) do it for us. In all seriousness, we appreciate the recognition from our members and the community. 

Meet the Board and Supervisory Committee

These are the members who volunteer to shape and steer the direction of UNIFY. 

Board of Directors

  1. Tony Tam – Chairman
  2. Ron Robinson – Vice Chairman
  3. Lloyd Mistele – Treasurer
  4. Ross Mainwaring – Secretary
  5. David Clement – Director
  6. Marsha Klontz – Director
  7. Kristin Walle – Director
  8. Robert Hill – Director
  9. Rod Chatt – Director

Supervisory Committee

  1. Jim Antz – Supervisory Committee Chair
  2. Richard Bendall – Supervisory Committee Vice Chair
  3. Kathy Matsubara – Supervisory Committee Secretary

Correspondence to the Supervisory Committee can be mailed to:
      UNIFY Financial Credit Union
      ATTN: Supervisory Committee
      PO Box 10018
      Manhattan Beach, CA 90267-7518

Official Business

The UNIFY Bylaws

Here is a comprehensive document outlining the rules and regulations governing our credit union.

Holiday Schedule

View our UNIFY holiday schedule.

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Direct Deposit Bonus

Enrollment in Direct Deposit means you could win $1K in our quarterly drawing! If you are enrolled for monthly direct deposit of $500 or more, you could win big!

Get all the details
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FREE Checking

Yep… we said FREE. Convenient and flexible, our FREE Checking account is the no-fuss way to manage your money.

Get FREE Checking
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Credit Union Near Me

UNIFY is always near you with 24/7 call center access and branches nationwide including Los Angeles, Orange County, Plano, Texas, and Northwest Arkansas.

Find a branch near you