Please be aware starting Sunday, April 18 at 5 PM (PT) – Monday, April 19 at 6 AM (PT) the following services will not be available due to system maintenance (listed times are approximate):
- eBanking/eMobile
- Transaction assistance through Contact Center
- Automated Telephone Banking
- Rate information and product applications on

ATM access and UNIFY Debit/Credit Cards will not be impacted. We apologize for any inconvenience in advance.


Moving forward

Moving forward

2020 is long-gone in the rearview mirror. But where do we go from here? Your UNIFY membership provides many benefits to help you transition from just getting by, to planning ahead for your long-term financial goals.

A new year always brings with it a sense of optimism and a renewed sense of opportunity. There’s also a good chance you faced financial challenges, hurdles, or maybe even a brick wall during the previous year. Maybe you were forced into some short-term financial solutions to get through a tricky situation but had to put your big-picture plans on hold.

As we look to emerge from the COVID-19 pandemic in the U.S., it may be a good time to focus on your long-term financial strategy. If that seems overwhelming, don’t worry. UNIFY makes banking easy. Here are a few products to help get you back to building a brighter financial future.

Share Certificates

If you’re able to invest now but are concerned with economic uncertainty or low interest rates, consider opening a Share Certificate Account. Share certificates are like Certificates of Deposit (CD), except they’re issued by a credit union instead of a bank. With share certificates, there are no unknowns. You decide the deposit amount, the term length, and the interest rate. And as long as you don’t withdraw early, you’ll know at the beginning of your investment exactly how much you’ll earn in dividends throughout its term. You’re also likely to earn higher dividends with a share certificate compared to regular checking, savings, or money market accounts.

Of course, UNIFY offers many types of savings accounts to fit your long-term financial needs, whether you’re planning for retirement or looking to build wealth over time.

And if you do decide one of our savings accounts is right for you, consider enrolling in Direct Deposit, so you can automatically put some of each paycheck right into your account.

Balance Transfer

According to a Fall 2020 joint survey by Money and Morning Consult, 29% of American credit card users said they used their credit card more than they did pre-pandemic, and 25% of Americans considered credit card debt to be a source of daily stress. If this sounds like you, check out UNIFY’s Balance Transfer Promotion, now being offered through April 6, 2021. With competitive promotional rates, you can transfer high-rate credit card balances at other financial institutions to a lower rate UNIFY Visa Credit Card, allowing you to pay off your credit card debt faster, and put more of your money back in your pocket.


The path to long-term financial success starts with a clear and well-laid plan. UNIFY can help you with that heavy-lifting thanks to our eBudget tool. With eBudget, all your banking accounts, loans, credit cards, and other financial accounts are in one easy-to-access online dashboard. From there you can track your savings, manage debts, and most importantly, see how your money is being spent. All you need is a smart phone, laptop, or tablet. Check out the video below to see how it works!

Can’t remember your Username?

No problem. Just phone our Contact Center at 877.254.9328, available 24/7, and a UNIFY Representative will assist you.