Articles tagged budgeting

Raising Financially Fit Kids

With consumer debt at record highs, teaching your kids money-management skills at an early age is essential for healthy spending and saving habits in their adult lives. Age-appropriate money lessons at home can give your kids a head start on learning the value of the dollar, how to save and budget, and how to spend wisely. Model Good …

Saving for an Uncertain Future

Creating a budget. Saving for the future. It can all be a bit overwhelming. But right now, the best thing you can do for your future is to revisit the basics of saving and budgeting. A recent blog post titled Overcoming a Financial Crisis, discusses some available resources and tools you can use to figure out your monthly expenses. Start by …

When Using a Credit Card Makes Sense

Learn These Need-to-Know Points So You Get the Most Out of Using a Credit Card We're all faced at some point with the choice of getting a credit card. Regular maintenance, a smart approach and a plan to stay within budget can make them a beneficial choice. Consider these points:   Paying It Off The most sensible action you can take …

Strategies to Supersize Your Savings

There are a host of stories revealing that Americans’ saving accounts are in trouble. Many live paycheck-to-paycheck and retirement account balances are not where they should be.  A recent survey revealed 62 percent of Americans have less than $1,000 in their savings accounts. A stunning 21 percent don’t even have a savings account. …