Articles tagged credit cards

Email Offers and Online Shopping   Enjoy safe online shopping and avoid email scams with these tips: Protect personal information. Only give personal or credit information to companies you know and trust. Call their customer service prior to purchasing to check customer responsiveness. Also read their privacy policy to ensure your …

Know the Ins and Outs of Store Credit Cards to Avoid Expensive Mistakes. Avoid the "savings" temptation. Saving 10% on a $200 purchase can be some real savings but over time it is not a savings at all. If you only make the minimum monthly payment, it may take months, or even years, to pay off that purchase. Finance charges can eat up the initial …

Despite the popularity of credit card accounts, it’s easy for holders to make mistakes that can cost them money. These are the top blunders to avoid:   1. Treating credit as “extra” money. Credit is not extra money. In fact, it often costs money if you have to pay interest. Instead, credit is just the money you promise a lender …

Know the ins and outs of store credit cards to avoid expensive mistakes.   Avoid the "savings" temptation. Saving 10% on a $200 purchase can be some real savings but over time it is not a savings at all. If you only make the minimum monthly payment, it may take months, or even years, to pay off that purchase. Finance charges can eat up …

Learn These Need-to-Know Points So You Get the Most Out of Using a Credit Card We're all faced at some point with the choice of getting a credit card. Regular maintenance, a smart approach and a plan to stay within budget can make them a beneficial choice. Consider these points:   Paying It Off The most sensible action you can take …