Articles tagged home loans

Insure Your Present, Safeguard Your Future

Life is unpredictable. UNIFY Insurance Solutions can provide stability in the face of sudden, unexpected change.1 Insurance protects you, your loved ones, and your valuables from life’s big “What-If?” moments. Specifically, the kind of moments you never want to happen, like a car accident, theft, or environmental catastrophe. With auto and …

Things to Consider Before Taking Out a Loan

Whether you're a homebuyer purchasing your first home, a student funding your own education or wanting to buy that car you've always dreamed of, if you're like many Americans, you probably don't have all the cash you need to make the purchase—you need a loan. Taking on debt can be a big responsibility. You are committing to paying money back …

Reduce Your Homeowner Insurance Premium

The old adage, "every penny saved, is a penny earned" can easily be applied to your homeowner’s insurance policy. Many people obtain homeowners insurance when they purchase a home and never look back, forgetting that their premium is not set in stone. With the right know-how and a little effort, reducing your premium for big annual savings may be …

Is Now The Time to Refinance Your Mortgage?

Whether you want a lower interest rate or the predictability of a fixed rate loan, homeowners are asking when the right time is to refinance their mortgage loan. Refinancing replaces your current mortgage with a new mortgage that has different terms. Follow these tips to find out if refinancing makes sense for you.   Concerns about your …

Five Reasons to Have a Home Inspection Before You Buy

The journey to home ownership is intense. The search, the offer, the negotiations and the paperwork. It might be tempting to skip out on the home inspection, but that would be a major misstep on your part. The buyer is responsible for paying for the home inspection, and depending on the size of the home, you’ll need to fork over about $300 to …