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Know the Ins and Outs of Store Credit Cards to Avoid Expensive Mistakes. Avoid the "savings" temptation. Saving 10% on a $200 purchase can be some real savings but over time it is not a savings at all. If you only make the minimum monthly payment, it may take months, or even years, to pay off that purchase. Finance charges can eat up the initial …

When you switch to eStatements, you're doing more than simplifying your finances. In addition to helping you clear out the clutter and reducing the risk of identity theft and mail fraud, eStatements are good for the environment—so good they're green!   Green Means Eco-Friendly By receiving your statement electronically, rather than …

If you visit ATMs, follow these best practices to ensure your safety and minimize exposure to potential theft or fraud.    Choose Wisley Before you head over to an ATM, take a look around you. Your safety can depend a lot on your surroundings. Is it dark? Are there sightline barriers such as bushes and shrubs? Is the ATM located on …

Despite the popularity of credit card accounts, it’s easy for holders to make mistakes that can cost them money. These are the top blunders to avoid:   1. Treating credit as “extra” money. Credit is not extra money. In fact, it often costs money if you have to pay interest. Instead, credit is just the money you promise a lender …

Know the ins and outs of store credit cards to avoid expensive mistakes.   Avoid the "savings" temptation. Saving 10% on a $200 purchase can be some real savings but over time it is not a savings at all. If you only make the minimum monthly payment, it may take months, or even years, to pay off that purchase. Finance charges can eat up …