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There are a host of stories revealing that Americans’ saving accounts are in trouble. Many live paycheck-to-paycheck and retirement account balances are not where they should be.  A recent survey revealed 62 percent of Americans have less than $1,000 in their savings accounts. A stunning 21 percent don’t even have a savings account. …

With life expectancy in the United States currently at 78 years of age, people are living longer than they ever have before. In addition, Social Security benefits are expected to be significantly reduced in years to come due to rising costs of medical technology and increased longevity—there's simply more funds going out than coming in. That's why …

An Individual Retirement Account (IRA) is considered one of the most valuable tax-advantaged accounts available for retirement savings. The two most popular IRAs are Traditional and Roth. Each offer unique tax benefits, including tax-sheltered growth and earnings. However, there are important differences between them that may impact your retirement …

A share certificate or certificate of deposit (CD) is one of the safest investment options available because you receive a guaranteed rate of return as long as you don't withdraw funds before the certificate matures. Additionally, your funds are federally insured. However, the disadvantages of locking your money into a share certificate or CD is …

You have some cash and are in between investments. Until you're ready to make a long-term investment, you need to put your money somewhere, but what's the best option? Share Certificate (similar to banks' Certificates of Deposit) and Money Market accounts are both great short-term investment products that will yield more than a regular savings …