FRAUD ACTIVITY INFORMATION: Please be aware, there have been reported instances of impersonators, claiming to be from UNIFY, making fraudulent calls to members requesting confidential/account identification information. Reminder: A real UNIFY representative will NEVER initiate contact with a member requesting such information including full debit/credit card number, PIN, card security code, eBanking username/security access code or full Social Security Number. If you are contacted by someone requesting this account-related information, please do not respond and let us know immediately at 877.254.9328, 24/7.
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Personal Loans
Life’s full of unexpected opportunities and sometimes expenses. Personal loans are all about you. We can help you get out of town on that once-in-a-lifetime vacation or out of debt with a consolidation loan at a lower interest rate. Your loan, your way.
- Personal Loan
We’ve got your back! With gas prices on the rise, persisting inflation on goods and services, and unexpected expenses. But don’t fret – like that faithful friend who always has your back, UNIFY’s Personal Loan has got you covered.
- Rates as low as 3.49% APR1 for 12-month term
- Loan amounts from $500 to $50,000
- Additional rates available from 12-84 month terms
- Debt Consolidation Loan
ALL YOUR DEBT IN ONE PLACE.
Combine multiple loan payments into one simple loan to reduce debt and save money.
- Rates as low as 8.74% APR2
- Loan amounts of $500 up to $50,000
- Terms 12 to 84 months
Apply Today - Signature Line of Credit
Be ready for repairs, cash shortfalls and any unexpected expenses with a revolving line-of-credit.
- Signature Line-of-Credit amounts of $1,500 up to $50,000
- Low variable rates
- Low minimum payments
- Only pay interest on the amount used
- Take advantage of a .25% rate discount3
1APR = Annual Percentage Rate. Advertised rate effective as of March 15, 2022 and subject to change without notice. Advertised “as low as” APR assumes excellent credit history and a 0.25% discount for automatic payments from a UNIFY share account. Your actual APR may differ based on your ability to repay, credit history, approved loan amount, term, and applicable discount. Estimated monthly payment is $84.92 per $1,000 borrowed for a 12-month term at 3.49% APR. Loan amounts from $500 – $50,000, minimum of $2,500 required for terms of 48 months or longer. Personal Loan not intended for use as a student or debt consolidation loan. UNIFY membership is required, which includes establishing a membership share savings of at least $5. Not valid with any other offers.
2APR=Annual Percentage Rate. Offer valid Debt Consolidation Loans starting January 2, 2019, subject to change without notice and may end at any time. Advertised “as low as” APR assumes excellent credit history and includes a rate discount of .25% for automatic payments from a UNIFY share account. Your actual APR may differ based on your ability to repay, credit history, approved loan amount, term, and applicable discount. Maximum rate discount is 0.25% and may not be combined with any other rate discount offers. See Consumer Loan Rate Discount Acknowledgement for complete details. Estimated monthly payment is $31.68 per $1,000 borrowed for a 36-month term at 8.74% APR. Loan disbursements paid directly to creditors and borrower may have to agree to close credit lines paid from proceeds of the Debt Consolidation Loan. Not valid with any other offers. UNIFY membership is required.
3Available rate discount of .25% for automatic payments from a UNIFY share account. Maximum rate discount is 0.25% and may not be combined with any other rate discount offers. See Consumer Loan Rate Discount Acknowledgement for complete details. See Rates for available terms, APRs, estimated payments and disclosures .
UNIFY Financial Credit Union is an equal opportunity lender.
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No problem. Just phone our Contact Center at 877.254.9328, available 24/7, and a UNIFY Representative will assist you.