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UNIFY Financial Credit Union

Message From UNIFY’s President/CEO. Learn more...

UNIFY Financial Credit Union

Aux Menu

  • Branch/ATM Locator
  • Join UNIFY
  • Rates
  • Routing #322079719

Sign Into Online Banking

  • Enroll in Online Banking  
  • View Demo

  • Forgot / Unlock Username? 
  • Forgot Password?

eBanking has not changed.
Log in with your same username and password!

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    • Meet UNIFY

      • UNIFY Story
      • Why Join
      • Become A Member
      • Credit Unions vs. Banks
    • Promotions

      • See All Offers
    • Refer-A-Friend

      • Rewardiness
    • Community

      • News
      • Events
      • Holiday Schedule
    • Banking Accounts

      • Savings Accounts
      • Checking Accounts
      • Certificate & IRA Accounts
    • Loans

      • Auto Loans
      • RV, Boat & Motorcycle Loans
      • Credit Cards
      • Personal Loans
      • Short-Term Loans
      • Secured & Student Loans
    • Home Loans

      • Mortgages
      • Home Refinance
      • Home Equity Loans & Lines
      • Mortgage Calculators
    • Digital Services

      • Online eBanking
      • Mobile Banking App
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      • Transfer Funds
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      • Bitcoin
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How Can We Help You?

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  • Routing Number: 322079719
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Personal Loans

Extra cash when you need it

Apply Online
 

Life’s full of unexpected opportunities and expenses. Personal loans are all about you. We can help you get out of town on that once-in-a-lifetime vacation or out of debt with a consolidation loan at a lower interest rate. 

Personal Loans

Your personal moments; weddings, vacations, projects. Your loan. Rates as low as 13.49% APR* for a 12-month term.

  • Loan amounts from $500 to $50,000
  • Additional rates available from 12- to 84-month terms
  • Rates, terms, and payment examples 

Apply for a Personal Loan

Signature Line of Credit

Be ready for repairs, cash shortfalls, and any unexpected expenses with a revolving line-of-credit.

  • Signature Line-of-Credit limits of $1,500 up to $50,000
  • Can be used for overdraft protection
  • Variable rate line of credit
  • Take advantage of a .25% discount for automatic payments from a UNIFY share account
  • Rates, terms, and payment examples 

Apply Today
 

Debt Consolidation Loan

Stress less. Save more. Combine multiple loan payments into one simple loan to pay off debt sooner.

  • Rates as low as 14.24% APR*
  • Loan amounts from $500 to $50,000
  • Terms 12 to 84 months
  • Rates, terms, and payment examples 

Apply Today

Should I consolidate debt?

Use our free debt consolidation calculator to help you determine if a debt consolidation loan is the right choice for you.

Contact a Loan Specialist

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UNIFY University: Loans

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Things to Consider Before Taking Out a Loan

Read More

Disclosures

*APR = Annual Percentage Rate. See Personal Loan Rates for available terms, APRs, estimated payments, and disclosures. Advertised rate effective as of December 1, 2022 and subject to change without notice. Advertised “as low as” APR assumes excellent credit history, and a 0.25% discount for automatic payments from a UNIFY share account. Qualification for credit is based on membership eligibility, credit history, debt-to-income ratio, ability to repay, employment history and other factors. Your rate may vary. All loans subject to credit approval. Minimum loan amount of $2,500 required for terms of 48 months or longer. 

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Credit Union Near Me

UNIFY is always near you with 24/7 call center access and branches nationwide including Los Angeles, Orange County, Plano, Texas, and Northwest Arkansas.

Find a branch near you
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FREE Checking

Yep… we said FREE. Convenient and flexible, our FREE Checking account is the no-fuss way to manage your money.

Get FREE Checking

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