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Personal Loans

Life’s full of unexpected opportunities and sometimes expenses. Personal loans are all about you. We can help you get out of town on that once-in-a-lifetime vacation or out of debt with a consolidation loan at a lower interest rate. Your loan, your way.

  • Personal Loan

    BRING IT, HOLIDAYS!

    Holiday Loan rates as low as 2.99% APR2 for 12-month term

    Feel confident this season with a UNIFY Holiday Loan, featuring fixed rates as low as 2.99% APR.2 We have you covered!

    • Low fixed-rates from 2.99% to 18.00% APR2
    • Loan amounts of $500 up to $50,000
    • Terms 12 to 84 months
    • Take advantage of up to a .25% rate discount1
    5.99% APR*
    (for 60-month term)
    Loan Amount
    Monthly Payment
    $3,000 loan
    $57.98
    $5,000 loan
    $96.64
    $7,000 loan
    $135.30

    BE HOLIDAY READY!

    APPLY TODAY!

  • Debt Consolidation Loan

    LIMITED-TIME OFFER:
    Debt Consolidation Loan rates as low as 6.99% APR3 (for 12-month term)

    KNOCK ‘EM DOWN.
    Knock down those high-interest rate loans! A UNIFY Debt Consolidation Loan you can put them into one loan and one monthly payment.

    • Rates as low as 6.99% APR3
    • Loan amounts of $500 up to $50,0004
    • Terms 12 to 84 months
    • No application, annual or prepayment fees
    • Take advantage of up to a .25% rate discount1
    8.49% APR3
    (for 60-month term)
    Loan Amount Monthly Payment
    $5,000 $102.56
    $10,000 $205.12
    $20,000 $410.23

    GET STARTED

  • Signature Line of Credit

    Be ready for repairs, cash shortfalls and any unexpected expenses with a revolving line-of-credit.

    • Signature Line-of-Credit amounts of $1,500 up to $25,000
    • Low variable rates
    • Low minimum payments
    • Only pay interest on the amount used
    • Take advantage of a .25% rate discount1

    Apply Now

1Available rate discounts include: .05% if Premier or eChecking Account is maintained during term of the loan; .05% if loan payment is automatically transferred from a UNIFY Savings or Checking Account for entire term of the loan; .15% for a recurring Direct Deposit of $400 or more per month to a UNIFY Savings or Checking Account during the term of the loan. Maximum total rate discount for any qualified loan is .25% and may not be combined with any other loan rate discount offers. See Consumer Loan Rate Discount Acknowledgement for complete details.

2APR = Annual Percentage Rate. Offer valid on the Holiday Loan is subject to change without notice. Advertised “as low as” APR assumes excellent credit history and a maximum rate discount of .25%. Your actual APR may vary based on your credit history, ability to repay, approved loan amount, term, state of residence, and applicable discounts. Available loan rate discounts include: .05% for Premier Checking or eChecking; .05% if loan payment is automatically transferred from a UNIFY Savings or Checking; .15% for a recurring Direct Deposit of $400 or more per month to a UNIFY Savings or Checking. Products and services used for discounts must be maintained for the entire term of the loan. See Consumer Loan Rate Discount Acknowledgement for complete details. Loan amounts for all available terms from $500 – $50,000. Not intended for use as a student or debt consolidation loan. Must apply by January 31, 2018. Not valid with any other offers.

3APR= Annual Percentage Rate. Offer valid September 6, 2017, subject to change without notice and may end at any time. Advertised “as low as” APR assumes excellent credit history and a maximum rate discount of .25%. Your actual APR may vary based on your credit history, ability to repay, approved loan amount, term, state of residence, and applicable discounts. Subject to membership eligibility and credit qualification. May not be combined with any other loan rate discount offer. Low fixed-rates from 6.99% to 18.00% APR, terms 12 to 84 months, and no application, annual or prepayment fees.

4Loan amounts of $500 up to $50,000. Loan disbursements paid directly to creditors and borrower may be required to close credit lines paid from proceeds of the Debt Consolidation Loan. Must apply by December 5, 2017. Not valid with any other offers.

See Rates for available terms, APRs, estimated payments and disclosures.

UNIFY Financial Credit Union is an equal opportunity lender.

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