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Website features, including rates and applications, will be unavailable Monday, July 23, at 10 PM (PT) to Tuesday, July 24, at 2 AM (PT). Times listed are approximate. We apologize for the inconvenience.

Personal Loans

Life’s full of unexpected opportunities and sometimes expenses. Personal loans are all about you. We can help you get out of town on that once-in-a-lifetime vacation or out of debt with a consolidation loan at a lower interest rate. Your loan, your way.

  • Personal Loan

    LIVE A LITTLE, LIVE A LOT.

    UNIFY’s Personal Loan is perfect for life’s now moments—plan that special occasion, manage unexpected expenses, bootstrap your side hustle or go on that ultimate trip.

    • Rates as low as 2.99% APR1 for 12-month term
    • Loan amounts of $500 up to $50,000
    • Terms 12 to 84 months
    5.99% APR1
    (for 60-month term)
    Loan Amount
    Monthly Payment
    $3,000 loan
    $57.98
    $5,000 loan
    $96.64
    $7,000 loan
    $135.30

    APPLY TODAY!

  • Debt Consolidation Loan

    ALL YOUR DEBT IN ONE PLACE.
    Combine multiple loan payments into one simple loan to reduce debt and save money.

    • Rates as low as 7.99% APR2
    • Loan amounts of $500 up to $50,000
    • Terms 12 to 84 months
     

    APPLY TODAY!

  • Signature Line of Credit

    Be ready for repairs, cash shortfalls and any unexpected expenses with a revolving line-of-credit.

    • Signature Line-of-Credit amounts of $1,500 up to $25,000
    • Low variable rates
    • Low minimum payments
    • Only pay interest on the amount used
    • Take advantage of a .25% rate discount3

    Apply Now

APR = Annual Percentage Rate. Offer valid on the Personal Loan is subject to change without notice. Advertised “as low as” APR assumes excellent credit history and includes a rate discount of 0.25% for automatic payments from a UNIFY share account. Your actual APR may differ based on your ability to repay, credit history, approved loan amount, term, and applicable discount. Maximum rate discount is 0.25% and may not be combined with any other rate discount offers. See Consumer Loan Rate Discount Acknowledgement for complete details. Loan amounts from $500 – $50,000, minimum of $2,500 for terms 48 months or longer. Not intended for use as a student or debt consolidation loan. Must apply by December 31, 2018 and UNIFY membership is required. Not valid with any other offers.

APR= Annual Percentage Rate. Offer valid Debt Consolidation Loans starting July 2, 2018, subject to change without notice and may end at any time. Advertised “as low as” APR assumes excellent credit history and includes a rate discount of .25% for automatic payments from a UNIFY share account. Your actual APR may differ based on your ability to repay, credit history, approved loan amount, term, and applicable discount. Maximum rate discount is 0.25% and may not be combined with any other rate discount offers. See Consumer Loan Rate Discount Acknowledgement for complete details. Loan disbursements paid directly to creditors and borrower may have to agree to close credit lines paid from proceeds of the Debt Consolidation Loan. Not valid with any other offers. UNIFY membership is required.

Available rate discount of .25% for automatic payments from a UNIFY share account. Maximum rate discount is 0.25% and may not be combined with any other rate discount offers. See Consumer Loan Rate Discount Acknowledgement for complete details. See Rates for available terms, APRs, estimated payments and disclosures .

UNIFY Financial Credit Union is an equal opportunity lender.

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No problem. Just phone our Contact Center at 877.254.9328, available 24/7, and a UNIFY Representative will assist you.