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Personal Loans

Life’s full of unexpected opportunities and sometimes expenses. Personal loans are all about you. We can help you get out of town on that once-in-a-lifetime vacation or out of debt with a consolidation loan at a lower interest rate. Your loan, your way.

  • Personal Loan

    BRING IT, HOLIDAYS! Offer extended to February 28, 2018!

    Holiday Loan rates as low as 2.99% APR2 for 12-month term

    Feel confident this season with a UNIFY Holiday Loan, featuring fixed rates as low as 2.99% APR.2 We have you covered!

    • Low fixed-rates from 2.99% to 18.00% APR2
    • Loan amounts of $500 up to $50,000
    • Terms 12 to 84 months
    • Take advantage of up to a .25% rate discount1
    5.99% APR*
    (for 60-month term)
    Loan Amount
    Monthly Payment
    $3,000 loan
    $57.98
    $5,000 loan
    $96.64
    $7,000 loan
    $135.30

    BE HOLIDAY READY!

    APPLY TODAY!

  • Debt Consolidation Loan

    GET BACK IN THE BLACK.
    Get debt-free faster by combining credit card, loan and other balances into one easy-to-manage payment.

    • Loan amounts of $500 up to $50,0003
    • Terms 12 to 84 months
    • Take advantage of up to a .25% rate discount1

    GET STARTED

  • Signature Line of Credit

    Be ready for repairs, cash shortfalls and any unexpected expenses with a revolving line-of-credit.

    • Signature Line-of-Credit amounts of $1,500 up to $25,000
    • Low variable rates
    • Low minimum payments
    • Only pay interest on the amount used
    • Take advantage of a .25% rate discount1

    Apply Now

1Available rate discount of .25% for automatic payments from a UNIFY share account. Maximum rate discount is 0.25% and may not be combined with any other rate discount offers. See Consumer Loan Rate Discount Acknowledgement for complete details.

2APR = Annual Percentage Rate. Offer valid on the Holiday Loan is subject to change without notice. Advertised “as low as” APR assumes excellent credit history and includes a rate discount of .25% for automatic payments from a UNIFY share account. Your actual APR may differ based on your ability to repay, credit history, approved loan amount, term, and applicable discount. Maximum rate discount is 0.25% and may not be combined with any other rate discount offers. See Consumer Loan Rate Discount Acknowledgement for complete details. Loan amounts for all available terms from $500 – $50,000. Not intended for use as a student or debt consolidation loan. Must apply by February 28, 2018 and UNIFY membership is required. Not valid with any other offers.

3Loan amounts of $500 up to $50,000. Loan disbursements paid directly to creditors and borrower must agree to close credit lines paid from proceeds of the Debt Consolidation Loan. Not valid with any other offers.

See Rates for available terms, APRs, estimated payments and disclosures.

UNIFY Financial Credit Union is an equal opportunity lender.

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