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Due to system maintenance, access to your accounts through eBanking, eMobile Banking, Automated Telephone Banking, as well as several other applications will be unavailable on Sunday, October 21, from 12:01 AM (PT) -  5 AM (PT). These times are approximate. We apologize for any inconvenience.

Promotions

  • Fall Debt Consolidation Loan rates as low as 6.99% APR* (for 12-month term)

    CRUSH IT.

    Take the weight off. Drop high-interest rate loans from other lenders and discover the simplicity of one loan and one monthly payment with a UNIFY Debt Consolidation Loan.

    • Rates as low as 6.99% APR*
    • Loan amounts of $500 up to $50,000
    • Terms 12 to 84 months
    8.49% APR*
    (for 60-month term)
    Loan Amount
    Monthly Payment
    $5,000
    $102.56
    $10,000
    $205.12
    $20,000
    $410.23

    Apply Today

    * APR = Annual Percentage Rate. Offer valid September 5, 2018, subject to change without notice and may end at any time. Advertised “as low as” APR assumes excellent credit history and includes a rate discount of .25% for automatic payments from a UNIFY share account. Your actual APR may differ based on your ability to repay, credit history, approved loan amount, term, and applicable discount. Maximum rate discount is 0.25% and may not be combined with any other rate discount offers. See Consumer Loan Rate Discount Acknowledgement for complete details. Loan disbursements paid directly to creditors and borrower may have to agree to close credit lines paid from proceeds of the Debt Consolidation Loan. Must apply by December 5, 2018. Not valid with any other offers. UNIFY Membership is required.

    UNIFY Financial Credit Union is an equal opportunity lender.

  • Personal Loan rates as low as 2.99% APR* (for 12-month term)

    DREAM IT. WE’LL MAKE IT HAPPEN.

    UNIFY’S PERSONAL LOAN kick starts your dreams. Give your family a vacation to remember, manage unexpected expenses, or plan that special occasion. Your loan, your way.

    • Rates as low as 2.99% APRfor 12-month term
    • Loan amounts of $500 up to $50,000
    • Terms 12 to 84 months
    5.99% APR*
    (for 60-month term)
    Loan Amount
    Monthly Payment
    $3,000
    $57.98
    $5,000
    $96.64
    $7,000
    $135.30

    Apply Today

    * APR = Annual Percentage Rate. Offer valid on the Personal Loan is subject to change without notice. Advertised “as low as” APR assumes excellent credit history and includes a rate discount of 0.25% for automatic payments from a UNIFY share account. Your actual APR may differ based on your ability to repay, credit history, approved loan amount, term, and applicable discount. Maximum rate discount is 0.25% and may not be combined with any other rate discount offers. See Consumer Loan Rate Discount Acknowledgement for complete details. Loan amounts from $500 – $50,000, minimum of $2,500 for terms 48 months or longer. Not intended for use as a student or debt consolidation loan. Must apply by December 31, 2018 and UNIFY membership is required. Not valid with any other offers.

    UNIFY Financial Credit Union is an equal opportunity lender.

  • Auto Loan Rates as low as 1.74% APR* (for 24-month term)

    DRIVE YOUR WAY.

    Our Auto Loan fits your life’s style. Let UNIFY put you in drive with your next auto loan!

    • Rates as low as 1.74% APR,* up to 24-months on new autos
    • Additional terms to eight years
    • No origination or prepayment fees**
    • Low rates for used and refinanced autos

    Apply Today

    * APR = Annual Percentage Rate. Offer valid on Auto Loans starting March 15, 2018, and subject to change without notice. Advertised “as low as” APR assumes excellent credit history, a 24-month term for a new auto, and a rate discount of 0.25% for automatic payments from a UNIFY share account. Your actual APR may differ based on your ability to repay, credit history, approved loan amount, term, down payment, age of vehicle, and applicable discount. Maximum rate discount is .25% and may not be combined with any other rate discount offers. See Consumer Loan Rate Discount Acknowledgement for complete details. Estimated monthly payment is $42.43 per $1,000 borrowed for a 24-month term at 1.74% APR. A down payment may be required. Vehicle must be titled and registered in the state borrower resides. UNIFY Membership is required and other restrictions may apply. Not valid with any other offers or to refinance existing UNIFY loans.

    ** Title, taxes and state fees may apply.

    UNIFY Financial Credit Union is an equal opportunity lender.

  • Rewardiness! Good Friends Deserve Good Rewards

    Refer a friend to open a UNIFY Checking Account with Debit Card and you both get $25.*

    How it works:

    • Refer friends and family to UNIFY and you'll receive $25 for each referral who opens a UNIFY Checking Account with Debit Card.
    • Each referral will also receive $25, plus they can earn up to an additional $25 by using their new UNIFY Visa Debit Card.**

    Easy to do:

    1. Visit our online referral form.
    2. Enter the names of your referrals and their primary email addresses—we’ll do the rest.

    Share some REWARDINESS with a friend today.

    * Offer valid April 27,2018, and subject to change without notice. Existing members receive $25 for each new member they refer (no maximum referral limit) who qualifies for and opens a Checking Account (excluding Right Start Checking and Right Start Debit) with a UNIFY Visa Debit Card. Referred member cannot currently be a primary or joint owner on any existing or previously closed UNIFY account. $25 bonus is credited to the Primary Savings Account after the first statement cycle of referred member account opening. Members must be in good standing with UNIFY to receive bonus. Members responsible for applicable taxes. Names and emails of referrals not retained by UNIFY following the initial email invitation to join. Membership eligibility and account qualification requirements apply. UNIFY employees, volunteers, and family members not eligible. Not valid with any other offers.

    ** Referred new member receives $1 bonus for each debit card transaction made with their new UNIFY Visa Debit Card that exceeds $5 within the first 45 days of account opening (maximum bonus of $25). ‘Debit card transaction’ includes point of sale (POS), signature-based, and ATM transactions. Bonus will be credited to the Primary Savings Account after the 46th day of account opening. One debit card usage bonus per member/account. Account holder responsible for applicable taxes. Account must be in good standing to receive bonus. Subject to change without notice and not valid with other offers. UNIFY employees, volunteers, and family members not eligible.

Can’t remember your Username?

No problem. Just phone our Contact Center at 877.254.9328, available 24/7, and a UNIFY Representative will assist you.