Promotions

13-Month Share Certificate (2.50% APY*)
MORE MONEY. LESS TIME.

Get the most out of your hard-earned money—our high yield 13-Month Share Certificate can help you grow your savings faster.
- 2.50% APY*
- 13-month term
- $1,000 minimum balance
SAVING JUST GOT EASIER—Open your Share Certificate today!

Visit your nearest branch or, for members, open through eBanking. If you’d like to become a member, open your account today.

Questions? Phone 877.254.9328, available 24/7

*APY = Annual Percentage Yield. Promotion expires on May 30, 2019. Promotional 13-Month Share Certificate must be funded with new money (not currently on deposit with UNIFY) and subsequent deposits are not permitted during certificate term. Dividends compounded and credited monthly. Quoted yield assumes dividends remain in account until maturity. No limit on number of promotional Share Certificates opened during the promotion period. Share Certificate will automatically renew into a 12-month term Fixed Rate Share Certificate upon maturity at the then-prevailing rate in effect, with a ten day grace period. Early withdrawal penalties may apply. Fees or withdrawals may reduce earnings on account. Quoted APY for this promotional 13-Month Share Certificate is current as of February 19, 2019. UNIFY membership required. Offer subject to change without notice and may end at any time.

Additional terms, rates, and minimum balances available.

Personal Loan rates as low as 3.49% APR* (for 12-month term)

TRIED AND TRUE.

Like the friend you pick up right where you left off, UNIFY’s Personal Loan is there for you. Plan this year’s family vacation, prepare for that once-in-a lifetime occasion, or take care of the unexpected.

Rates as low as 3.49% APR^*for 12-month term
Loan amounts of $500 up to $50,000
Terms 12 to 84 months

6.99% APR* (for 60-month term)
Loan Amount	Monthly Payment
$3,000	$59.39
$5,000	$98.98
$7,000	$138.58

Apply Today

*APR = Annual Percentage Rate. Rate effective as of May 7, 2019 and is subject to change without notice. Advertised “as low as” APR assumes excellent credit history and includes rate discount of 0.25% for automatic payments from a UNIFY share account. Your actual APR may differ based on your ability to repay, credit history, approved loan amount, term, and applicable discount. Maximum rate discount is 0.25% and may not be combined with any other offers. Terms of 48 months or longer require a minimum loan amount of $2,500. Not intended for use as a student or debt consolidation loan. UNIFY membership is required. Not valid with any other offers.

UNIFY Financial Credit Union is an equal opportunity lender.

Auto Loan Rates as low as 1.74% APR* (for 24-month term)
DRIVE YOUR WAY.

Our Auto Loan fits your life’s style. Let UNIFY put you in drive with your next auto loan!
- Rates as low as 1.74% APR,* up to 24-months on new autos
- Additional terms to eight years
- No origination or prepayment fees**
- Low rates for used and refinanced autos
Apply Today

* APR = Annual Percentage Rate. Offer valid on Auto Loans starting March 15, 2018, and subject to change without notice. Advertised “as low as” APR assumes excellent credit history, a 24-month term for a new auto, and a rate discount of 0.25% for automatic payments from a UNIFY share account. Your actual APR may differ based on your ability to repay, credit history, approved loan amount, term, down payment, age of vehicle, and applicable discount. Maximum rate discount is .25% and may not be combined with any other rate discount offers. See Consumer Loan Rate Discount Acknowledgement for complete details. Estimated monthly payment is $42.43 per $1,000 borrowed for a 24-month term at 1.74% APR. A down payment may be required. Vehicle must be titled and registered in the state borrower resides. UNIFY Membership is required and other restrictions may apply. Not valid with any other offers or to refinance existing UNIFY loans.

** Title, taxes and state fees may apply.

UNIFY Financial Credit Union is an equal opportunity lender.
Rewardiness! Good Friends Deserve Good Rewards
#SQUADGOALS
You and your squad could each get $25!¹

THE SCOOP.
- Brag about UNIFY to your squad and get $25 for each referral who opens a UNIFY Checking Account with Visa® Debit Card.¹
- Each referral will also receive $25, and can earn an additional $25 by using their new UNIFY Visa Debit Card.²
WANT IN?
- Visit our online referral form.
- Enter the names of your referrals and their primary email addresses—we’ll do the rest.
Level up your squad—refer them to UNIFY today!

¹Existing members receive $25 for each new member they refer who qualifies for and opens a qualifying UNIFY Checking Account (excluding Right Start Checking and Right Start Debit) with a UNIFY Visa Debit Card. Maximum bonus is $600 per member per calendar year. Referred member cannot currently be a primary or joint owner on any existing or previously closed UNIFY or Western account. $25 bonus is credited to the Primary Savings Account after the first statement cycle of referred member account opening. Members must be in good standing with UNIFY to receive bonus. Members responsible for applicable taxes. Names and emails of referrals not retained by UNIFY following the initial email invitation to join. Membership eligibility and account qualification requirements apply.

²Referred new member offered $1 bonus for each debit card transaction over $5 when using UNIFY Debit Card during first 45 days of account opening (maximum of $25). Bonus will be credited to the Primary Savings Account after the 46th day of account opening. One debit card usage bonus per member/account. Account holder responsible for applicable taxes. Account must be in good standing to receive bonus. UNIFY employees, volunteers, and family members not eligible. Not valid with any other offers and subject to change at any time.

Visa® is a registered trademark of VISA U.S.A., Inc.

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