GET OUR APP

Promotions

  • 7-Month Share Certificate (1.00%APY*)

    Makes More Money Than Your Shoe Box.

    Get that extra cash working with a UNIFY 7-month Share Certificate,* and ditch that old shoe box.

    High Yield Share Certificate

    • 1.00% APY*
    • 7-month term
    • $1,000 minimum balance
    • Federally insured by the NCUA

    Open your 7-Month Share Certificate today!


    *APY= Annual Percentage Yield. Promotion expires on February 6, 2018. Dividends compounded and credited monthly. Quoted yield assumes dividends remain in account until maturity. Promotional 7-Month Share Certificate must be funded with new money (not currently on deposit with UNIFY) and subsequent deposits are not permitted during certificate term. No limit on number of promotional Share Certificates opened during the promotion period. Share Certificate will automatically renew into a 6-Month Share Certificate upon maturity at the then-prevailing rate in effect, with a ten day grace period. Early withdrawal penalties may apply. Fees or withdrawals may reduce earnings on account. APY quoted is current as of November 1, 2017, for this promotional 7-Month Share Certificate. Not available as an IRA Certificate. UNIFY membership required. Offer subject to change without notice and may end at any time.

  • Holiday Loan rates as low as 2.99% APR* (for 12-month term)

    BRING IT, HOLIDAYS!

    Feel confident this season with a UNIFY Holiday Loan, featuring fixed rates as low as 2.99% APR.* We have you covered!

    • Rates as low as 2.99% APR* for 12-month term
    • Loan amounts of $500 up to $50,000
    • Terms 12 to 84 months
    5.99% APR*
    (for 60-month term)
    Loan Amount
    Monthly Payment
    $3,000 loan
    $57.98
    $5,000 loan
    $96.64
    $7,000 loan
    $135.30

    Be Holiday Ready and Apply Today!

    *APR = Annual Percentage Rate. Offer valid on the Holiday Loan is subject to change without notice. Advertised “as low as” APR assumes excellent credit history and includes a rate discount of .25% for automatic payments from a UNIFY share account. Your actual APR may differ based on your ability to repay, credit history, approved loan amount, term, and applicable discount. Maximum rate discount is 0.25% and may not be combined with any other rate discount offers. See Consumer Loan Rate Discount Acknowledgement for complete details. Loan amounts for all available terms from $500 – $50,000. Not intended for use as a student or debt consolidation loan. Must apply by January 31, 2018 and UNIFY membership is required. Not valid with any other offers.

    UNIFY Financial Credit Union is an equal opportunity lender.

  • Auto Loan Rates as low as 1.24% APR!*

    DRIVE YOUR WAY.

    Our Auto Loan fits your life’s style. Let UNIFY put you in drive with your next auto loan!

    • Rates as low as 1.24% APR,* up to 24-months on new autos
    • Additional terms to eight years
    • No origination or prepayment fees**
    • Low rates for used and refinanced autos

    Apply Today:

    *APR = Annual Percentage Rate. Offer valid on Auto Loans starting December 5, 2017, and subject to change without notice. Advertised “as low as” APR assumes excellent credit history, a 24-month term for a new auto, and a rate discount of 0.25% for automatic payments from a UNIFY share account. Your actual APR may differ based on your ability to repay, credit history, approved loan amount, term, down payment, age of vehicle, and applicable discount. Maximum rate discount is .25% and may not be combined with any other rate discount offers. See Consumer Loan Rate Discount Acknowledgement for complete details. Estimated monthly payment is $42.21 per $1,000 borrowed for a 24-month term at 1.24% APR. A down payment may be required. Vehicle must be titled and registered in the state borrower resides. UNIFY Membership is required and other restrictions may apply. Not valid with any other offers or to refinance existing UNIFY loans.

    **Title, taxes and state fees may apply.

    UNIFY Financial Credit Union is an equal opportunity lender.

  • Debt Consolidation Loan rates as low as 6.99% APR* (for 12-month term)

    KNOCK‘EM DOWN.

    Knock down those high-interest rate loans! A UNIFY Debt Consolidation Loan you can put them into one loan and one monthly payment.

    • Rates as low as 6.99% APR*
    • Loan amounts of $500 up to $50,000
    • Terms 12 to 84 months
    8.49% APR*
    (for 60-month term)
    Loan Amount Monthly Payment
    $5,000 $102.56
    $10,000 $205.12
    $20,000 $410.23

    GET STARTED

    *APR= Annual Percentage Rate. Offer valid September 6, 2017, subject to change without notice and may end at any time. Advertised “as low as” APR assumes excellent credit history and includes a rate discount of .25% for automatic payments from a UNIFY share account. Your actual APR may differ based on your ability to repay, credit history, approved loan amount, term, and applicable discount. Maximum rate discount is 0.25% and may not be combined with any other rate discount offers. See Consumer Loan Rate Discount Acknowledgement for complete details. Loan disbursements paid directly to creditors and borrower must agree to close credit lines paid from proceeds of the Debt Consolidation Loan. Must apply by January 2, 2018. Not valid with any other offers.

    UNIFY Financial Credit Union is an equal opportunity lender.

  • Rewardiness! Good Friends Deserve Good Rewards

    Refer a friend to open a UNIFY Checking Account with Debit Card and you both get $25.*

    How it works:

    • Refer friends and family to UNIFY and you'll receive $25 for each referral who opens a UNIFY Checking Account with Debit Card.
    • Each referral will also receive $25, plus they can earn up to an additional $25 by using their new UNIFY Visa Debit Card.**

    Easy to do:

    1. Visit our online referral form.
    2. Enter the names of your referrals and their primary email addresses—we’ll do the rest.

    Share some REWARDINESS with a friend today

    *Offer valid (current date), and subject to change without notice. Existing members receive $25 for each new member they refer (no maximum referral limit) who qualifies for and opens a Checking Account (excluding Right Start Checking and Right Start Debit) with a UNIFY Visa Debit Card. Referred member cannot currently be a primary or joint owner on any existing or previously closed UNIFY account. $25 bonus is credited to the Primary Savings Account after the first statement cycle of referred member account opening. Members must be in good standing with UNIFY to receive bonus. Members responsible for applicable taxes. Names and emails of referrals not retained by UNIFY following the initial email invitation to join. Membership eligibility and account qualification requirements apply. UNIFY employees, volunteers, and family members not eligible. Not valid with any other offers.

    **Referred new member receives $1 bonus for each debit card transaction made with their new UNIFY Visa Debit Card that exceeds $5 within the first 45 days of account opening (maximum bonus of $25). ‘Debit card transaction’ includes point of sale (POS), signature-based, and ATM transactions. Bonus will be credited to the Primary Savings Account after the 46th day of account opening. One debit card usage bonus per member/account. Account holder responsible for applicable taxes. Account must be in good standing to receive bonus. Subject to change without notice and not valid with other offers. UNIFY employees, volunteers, and family members not eligible.

Can’t remember your Username?

No problem. Just phone our Contact Center at 877.254.9328, available 24/7, and a UNIFY Representative will assist you.