FRAUD ACTIVITY INFORMATION: Please be aware, there have been reported instances of impersonators, claiming to be from UNIFY, making fraudulent calls to members requesting confidential/account identification information. Reminder: A real UNIFY representative will NEVER initiate contact with a member requesting such information including full debit/credit card number, PIN, card security code, eBanking username/security access code or full Social Security Number. If you are contacted by someone requesting this account-related information, please do not respond and let us know immediately at 877.254.9328, 24/7.


  • Auto Loan Rates as low as 3.09% APR1


    Whether you’re on your daily commute, or on a road trip for a weekend escape—we want you to enjoy where it takes you. Be at ease with a UNIFY Auto Loan so you can focus on the road, the destination, and the experience—and truly love the drive

    New & Used as low as 3.09% APR
    No payments for up to 90 days!2

    • Same low rate on both New and Used
    • Same rate for terms of 24 – 84 months
    • Classic, Motorcycle, and RV vehicle loans available at additional rates and terms
    • No origination or pre-payment fees
    • Payment Examples

    Apply Today!

    1APR = Annual Percentage Rate. Offer valid on Auto Loans starting June 1, 2022 and subject to change without notice. Advertised “as low as” APR assumes excellent credit history and a rate discount of .25% for automatic payments from a UNIFY Share Account. Your actual APR may differ based on your ability to repay, credit history, approved loan amount, term, down payment, age of vehicle, and applicable discount. Estimated monthly payment is $18.01 per $1,000 borrowed for 60-month term at 3.09% APR. A down payment may be required. Vehicle must be titled and registered in the state borrower resides. UNIFY membership is required, which includes establishing a membership share savings of at least $5; other restrictions may apply. Not valid with any other offers or to refinance existing UNIFY loans.

    2Offer valid starting June 1, 2022, and subject to change at any time. First payment may be deferred for up to 90 days from loan funding date. Interest will accrue at your approved APR during that time.

    UNIFY Financial Credit Union is an equal opportunity lender.

    Insured by NCUA

  • Earn up to $600 with Rewardiness!*


    Presenting REWARDINESS…UNIFY’s member referral program. You see, at UNIFY it pays to spread the word about all the benefits you love—from our competitive loan rates to a full line of products and services that allow you bank your way. For each new member you refer who opens an account, you both get $25! Do it up to 24 times in a year for $600 big ones.*


    • Refer friends, family members, or co-workers to UNIFY and you’ll receive $25 for each referral who opens a UNIFY Checking Account with Debit Card.*
    • Each referral will also receive $25, and can earn an additional $25 by using their new UNIFY Visa® Debit Card.**


    • Visit our online referral form.
    • Enter the names of your referrals and their primary email addresses—we’ll do the rest. 

    Share some Rewardiness with a friend today and start earning up to $600!

    *Effective as of July 1, 2021. Offer subject to change without notice. Existing members receive $25 for each new member they refer who opens a qualifying Checking Account (excludes Right Start Checking) with a UNIFY Visa® Debit Card. $25 bonus is credited to the Primary Savings Account after the first statement cycle of referred member account opening. Maximum bonus is $600 per member per calendar year. Referred member cannot currently be a primary or joint owner on any existing or previously closed UNIFY account. Members must be in good standing with UNIFY to receive bonus and responsible for applicable taxes. Names and emails of referrals not retained by UNIFY following the initial email invitation to join. Membership eligibility and account qualification requirements apply, which include opening a UNIFY Share Savings of at least $5 and a minimum opening deposit in the qualifying Checking Account of $25. UNIFY employees, volunteers, and family members not eligible. Not valid with any other offers.
    ** Referred new member offered $1 bonus for each debit card transaction over $5 when using UNIFY Debit Card during first 45 days of account opening (maximum of $25). Bonus will be credited to the Primary Savings Account after the 46th day of account opening. One debit card usage bonus per member/account. Account holder responsible for applicable taxes. Account must be in good standing to receive bonus. UNIFY employees, volunteers, and family members not eligible. Not valid with any other offers and subject to change at any time.
    Visa® is a registered trademark of VISA U.S.A., Inc.
  • Special 2.00% APY* 15-Month Share Certificate


    15-Month Share Certificate
    2.00% APY on new money deposits*
    PLUS: 1-time penalty-free withdrawal**


    You work hard for your money—now make it work for you! Bring new funds over to UNIFY and open our special UNIFY 15-month Share Certificate to gain stability, peace of mind, and a bigger bottom line.

    •     2.00% APY*
    •     15-month term
    •     $500 minimum balance
    •     New money deposits only*
    •     1-time penalty-free withdrawal**

    Open Your Share Certificate Today!

    BRANCH    Find your nearest branch location
    PHONE        877.254.9328, available 24/7

    *APY = Annual Percentage Yield. Promotion begins and rates effective as of May 3, 2022. Promotional 15-month Share Certificate must be funded with new money (not on deposit with UNIFY currently or within the past 15 days). Dividends compounded and credited monthly. Quoted yield assumes dividends remain in account until maturity. Fees or withdrawals may reduce earnings on account. UNIFY membership required, which includes opening a membership share savings of at least $5. Offer subject to change without notice and may end at any time. Cannot be combined with other special share certificate offers.

    ** Early withdrawal penalty may be imposed if conditions not met, which include: withdrawal not to exceed 50% of balance of certificate and not to be withdrawn within first 6 months of opening. See Truth-in-Savings disclosure for full details.
    Additional terms, rates, and minimum balances available.

    Insured by NCUA.

    Unify Financial Credit Union Logo 

Can’t remember your Username?

No problem. Just phone our Contact Center at 877.254.9328, available 24/7, and a UNIFY Representative will assist you.