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  • Liquid Share Certificate (2.25% APY1 or 2.00% APY1)


    We know everyone’s lifestyle is different, so we’ve made it easier to save your way. Choose between two Liquid Share Certificates to find the one that’s right for YOU.

    MEGA SAVER at 2.25% APY1
    • 19-month term
    • $5,000 minimum opening deposit
    • Unlimited deposits
    • 2 penalty free withdrawals2
    SUPER SAVER at 2.00% APY1
    • 19-month term
    • $500 minimum opening deposit
    • Unlimited deposits
    • 1 penalty free withdrawal2

    OPEN YOUR SHARE CERTIFICATE TODAY! Visit your nearest branch to get started.

    1APY = Annual Percentage Yield. Promotion begins and rates effective as of July 1, 2019. Promotional Liquid Share Certificate must be funded with new money (not currently on deposit with UNIFY) and unlimited subsequent deposits are permitted during certificate term. Dividends compounded and credited monthly. Quoted yield assumes dividends remain in account until maturity. Fees or withdrawals may reduce earnings on account. UNIFY membership required. Offer subject to change without notice and may end at any time.

    2Some conditions apply for penalty-free withdrawals. Early withdrawal penalties may apply if conditions not met, or for early withdrawals in excess of allotted penalty-free withdrawals. See Truth-in-Savings disclosure for details.
    Additional terms, rates, and minimum balances available.
  • Auto Loan Rates as low as 1.74% APR* (for 24-month term)


    Our Auto Loan fits your life’s style. Let UNIFY put you in drive with your next auto loan!

    • Rates as low as 1.74% APR,* up to 24-months on new autos
    • Additional terms to eight years
    • No origination or prepayment fees**
    • Low rates for used and refinanced autos

    Apply Today

    * APR = Annual Percentage Rate. Offer valid on Auto Loans starting March 15, 2018, and subject to change without notice. Advertised “as low as” APR assumes excellent credit history, a 24-month term for a new auto, and a rate discount of 0.25% for automatic payments from a UNIFY share account. Your actual APR may differ based on your ability to repay, credit history, approved loan amount, term, down payment, age of vehicle, and applicable discount. Maximum rate discount is .25% and may not be combined with any other rate discount offers. See Consumer Loan Rate Discount Acknowledgement for complete details. Estimated monthly payment is $42.43 per $1,000 borrowed for a 24-month term at 1.74% APR. A down payment may be required. Vehicle must be titled and registered in the state borrower resides. UNIFY Membership is required and other restrictions may apply. Not valid with any other offers or to refinance existing UNIFY loans.

    ** Title, taxes and state fees may apply.

    UNIFY Financial Credit Union is an equal opportunity lender.

  • Rewardiness! Good Friends Deserve Good Rewards

    You and your squad could each get $25!1


    • Brag about UNIFY to your squad and get $25 for each referral who opens a UNIFY Checking Account with Visa® Debit Card.1
    • Each referral will also receive $25, and can earn an additional $25 by using their new UNIFY Visa Debit Card.2

    WANT IN?

    • Visit our online referral form.
    • Enter the names of your referrals and their primary email addresses—we’ll do the rest.

    Level up your squad—refer them to UNIFY today!

    1Existing members receive $25 for each new member they refer who qualifies for and opens a qualifying UNIFY Checking Account (excluding Right Start Checking and Right Start Debit) with a UNIFY Visa Debit Card. Maximum bonus is $600 per member per calendar year. Referred member cannot currently be a primary or joint owner on any existing or previously closed UNIFY or Western account. $25 bonus is credited to the Primary Savings Account after the first statement cycle of referred member account opening. Members must be in good standing with UNIFY to receive bonus. Members responsible for applicable taxes. Names and emails of referrals not retained by UNIFY following the initial email invitation to join. Membership eligibility and account qualification requirements apply.
    2Referred new member offered $1 bonus for each debit card transaction over $5 when using UNIFY Debit Card during first 45 days of account opening (maximum of $25). Bonus will be credited to the Primary Savings Account after the 46th day of account opening. One debit card usage bonus per member/account. Account holder responsible for applicable taxes. Account must be in good standing to receive bonus. UNIFY employees, volunteers, and family members not eligible. Not valid with any other offers and subject to change at any time.
    Visa® is a registered trademark of VISA U.S.A., Inc.
Can’t remember your Username?

No problem. Just phone our Contact Center at 877.254.9328, available 24/7, and a UNIFY Representative will assist you.