As much as we can do to safeguard your accounts and personal data, you can do quite a bit to help protect yourself.
Always Monitor Your Accounts
Check your accounts frequently for any irregular activity or unknown purchases, and be sure to review your month-end statements. If you keep close watch of your account, you should be able to recognize inconsistencies quickly. You can also sign up for alerts through eBanking.
Please update us with any changes to your primary address and contacts, so we have the most current information to reach you.
Change Your Passwords/Make Them Strong
Changing passwords and using a mix of special characters/numbers on a regular basis is one of the easiest ways to help protect your information. Also, never use the same password on financial-related sites that contain any of your account information.
Protect Your Online Devices
Make sure your devices have current anti-virus/malware protection, and download the latest updates when they’re available. Also, it’s important to download or accept the updates for the operating systems on your devices to ensure your protection is current as possible.
If you make purchases online, always confirm there is a “lock” icon on the status bar on the site you are visiting before you share your personal information.
Watch Your WiFi
Avoid using WiFi hot spots at public spots like cafés, libraries, and airports that require you to enter personal or account information.
Review Your Credit Report
Check your report carefully for errors or inconsistencies that don’t make sense. If you find any, contact both the credit reporting bureau and the company that sent the information.
You can request a free credit report annually at annualcreditreport.com. Review for information you weren’t aware of or does not make sense. Check all of your lines of credit to ensure they were opened by you and not someone trying to use your information.
Cover Your Plastics
Protect your ATM, debit, and credit cards from “skimming.” Before you swipe your card for a purchase transaction, cover as much of the key pad as you can to make it difficult for an unauthorized device to capture your PIN.
Guard yourself against phishing scams which try to get you to provide personal or financial information to a person or business claiming to be legitimate. Most phishing scams are conducted through email, with messages containing links that ask for your personal data or download spyware to your computer or mobile device. Bottom line, if a message looks at all suspicious don’t click the link.