UNIFY Rates

UNIFY Financial Credit Union savings & loan rates

 

UNIFY Financial Credit Union offers competitive rates on savings accounts, checking accounts, and share certificates as well as low-rate auto loans, home loans, personal loans, and more. Browse all of our competitive savings rates and low-rate loans for your banking needs. Need help determining your monthly payment or earnings? Use our easy online calculators.

Checking & Savings Rates

 

Savings Account Rates

Regular Savings Account
0.10% APY*
Money Market Account
as high as 0.75% APY*

Savings RatesOpen Online

Checking Account Rates

HY Checking Account
$0 to 1,999.99 0.05% APY*
$2,000 to $15,000 4.00% APY*
$15,000+​​​​​​​ 0.05% APY*
Premier Checking Account
0.05% APY*
FREE Checking Account
0.00% APY*

Checking RatesOpen Now

Certificate Account Rates

Share Certificates & IRA Accounts
as high as 3.40% APY*


 

Share RatesOpen Online

 

 

Loan Rates

 

VISA® Credit Card Rates

Visa Platinum Credit Card
as low as 9.49% APR*
Visa Gold Credit Card
as low as 10.24APR*
Visa Classic Credit Card
as low as 11.24APR*
Engage Rewards Visa Signature
as low as 15.24% APR*

Visa RatesApply Online

Auto Loan Rates

New and Used Vehicles 
as low as 5.59% APR*
New and Used Motorcycles 
as low as 8.74% APR*
New and Used Boat or RV 
as low as 8.99% APR*
New and Used ATV or Power Sports 
as low as 8.74% APR*

Auto RatesApply Online

Mortgage Loan Rates

Fixed Rate Home Loans
as low as 4.993% APR*
Adjustable Rate Home Loans
as low as 6.519% APR*
Home Equity Loans and HELOCs
as low as 8.49APR*
Down Payment Second Mortgage Loan
as low as 11.99% APR*

All RatesApply Online

Personal Loan Rates

Personal Loans
as low as 13.49% APR*
Debt Consolidation Loans
as low as 14.24% APR*
Signature Line of Credit
as low as 13.74% APR*

Loan RatesApply Online

*APY = Annual Percentage Yield. APR = Annual Percentage Rate. Displayed “as low as” loan rates include an optional .25% discount for automatic payment from a UNIFY share account where applicable. Click the product name for details. All rates and terms displayed are subject to change without notice.

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Savings Goal Calculator

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Credit Union Near Me

UNIFY is always near you with 24/7 call center access and branches nationwide including Los Angeles, Orange County, Plano, Texas, and Northwest Arkansas.

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FREE Checking

Yep… we said FREE. Convenient and flexible, our FREE Checking account is the no-fuss way to manage your money.

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