Savings & Loan Rates | UNIFY Financial Credit Union

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UNIFY Financial Credit Union offers competitive rates on savings accounts, checking accounts, and share certificates as well as low-rate auto loans, home loans, personal loans, and more. Browse all of our competitive savings rates and low-rate loans for your banking needs. Need help determining your monthly payment or earnings? Use our easy online calculators.

Checking & Savings Rates

Savings Account Rates

Regular Savings Account 0.10% APY*
Money Market Account as high as 0.75% APY*

Savings Rates Open Online

Checking Account Rates

HY Checking Account
$0 to 1,999.99 0.05% APY*
$2,000 to $15,000 4.00% APY*
$15,000+ 0.05% APY*

Premier Checking Account
0.05% APY*

FREE Checking Account
0.00% APY*

Checking Rates Open Now

Certificate Account Rates

Share Certificates & IRA Accounts
as high as 3.40% APY*

Share Rates Open Online

Loan Rates

VISA® Credit Card Rates

Visa Platinum Credit Card as low as 9.49% APR*
Visa Gold Credit Card as low as 10.24% APR*
Visa Classic Credit Card as low as 11.24% APR*
Engage Rewards Visa Signature as low as 15.24% APR*

Visa Rates Apply Online

Auto Loan Rates

New and Used Vehicles as low as 5.59% APR*
New and Used Motorcycles as low as 8.74% APR*
New and Used Boat or RV as low as 8.99% APR*
New and Used ATV or Power Sports as low as 8.74% APR*

Auto Rates Apply Online

Mortgage Loan Rates

Fixed Rate Home Loans as low as 4.993% APR*
Adjustable Rate Home Loans as low as 6.519% APR*
Home Equity Loans and HELOCs as low as 8.49% APR*
Down Payment Second Mortgage Loan as low as 11.99% APR*

All Rates Apply Online

Personal Loan Rates

Personal Loans as low as 13.49% APR*
Debt Consolidation Loans as low as 14.24% APR*
Signature Line of Credit as low as 13.74% APR*

Loan Rates Apply Online

*APY = Annual Percentage Yield. APR = Annual Percentage Rate. Displayed “as low as” loan rates include an optional .25% discount for automatic payment from a UNIFY share account where applicable. Click the product name for details. All rates and terms displayed are subject to change without notice.

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Savings Goal Calculator

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