For information regarding Economic Impact Payments, please visit IRS.gov to check your payment status and for frequently asked questions.

Short-Term Loans

Get funded fast and repay quickly. If you are a UNIFY member in good standing for at least 90 days and have no outstanding or delinquent UNIFY Short-Term Loans, you may qualify for a short-term loan to cover your emergency. We can bridge your funds until payday, or provide a quick loan without excessive rates or fees.

Quick Loan
- 0% interest
- Like a payday loan without excessive rates or fees
- For unexpected expenses, emergencies or bills
- Amount options: $300, $400 or $500
- $20 non-refundable application fee
- Repayment divided into 6 weekly payments
- No credit check.
Apply Now
Credit Rebuilder Loan
- Help to rebuild or establish credit
- Loan amounts $200 - $1,000
- $20 non-refundable application fee
- 2% rebate of original balance, if payments are made on time
- Free Credit Counseling Service offered
Apply Now

	Quick	Credit Rebuilder
GREAT IF YOU…	Need to cover an emergency, unexpected expenses or bills.	Want to rebuild or establish credit.
BORROW …	$300, $400 or $500.	$200 – $1,000.
FEES	$20, non-refundable application fee.	$20, non-refundable application fee.
REPAYMENT…	In six weekly payments.	In six monthly payments.
INTEREST RATE	0% interest.	Fixed interest rate.
BENEFITS	No credit check and reliable weekly payments.	2% rebate of original balance for on-time payments.
REQUIREMENTS	Income verification.	Income verification. Less than three Credit Rebuilder Loans in last six months
COMPLETE …	Application online, by phone or at a branch.	Application online, by phone or at a branch.

Loan programs subject to change without notice. Must be a UNIFY member in good standing for at least 90 days. Only one outstanding Short-Term Loan at any given time. There may be fees and charges associated with select Short-Term Loan products. Certain terms, conditions, and restrictions apply. See your loan agreement for full terms and disclosures. UNIFY Financial Credit Union is an equal opportunity lender.