Get funded fast and repay quickly with UNIFY Short-Term Loans. We can bridge the gap until payday or provide a quick loan without excessive rates or fees.
Quick Loan
Get fast cash for unexpected expenses, emergencies, or bills.
- Amount options: $300, $400, and $500
- $20 non-refundable application fee
- Not credit qualifying
- 0% interest
- Rates, terms, and payment examples
Credit Rebuilder Loan
Rebuild your credit with an affordable fixed-interest rate loan.
- Amount options: $200 - $1,000
- $20 non-refundable application fee
- 2% rebate of original balance if payments are made on time
- Free credit counseling service offered
- Rates, terms, and payment examples
Which short term loan is right for you?
Compare your options here.
|
Quick Loan | Credit Rebuilder Loan |
---|---|---|
GREAT IF YOU… |
Need to cover an emergency, unexpected expenses or bills. |
Want to rebuild or establish credit. |
BORROW … |
$300, $400 or $500 |
$200 – $1,000 |
FEES |
$20, non-refundable application fee. |
$20, non-refundable application fee. |
REPAYMENT… |
Repaid in 6 weekly payments, starting 30 days after funding. |
In six monthly payments. |
INTEREST RATE |
0% interest |
Fixed interest rate |
BENEFITS |
Not credit qualifying and reliable weekly payments. |
2% rebate of original balance for on-time payments. |
REQUIREMENTS |
Income verification. |
Income verification. Less than three Credit Rebuilder Loans in last six months. |
COMPLETE … |
Application online, by phone, or at a branch. |
Application online, by phone, or at a branch. |
Apply for a Short-Term Loan Now
Contact a loan specialist today
We’re here to answer your loan questions.
UNIFY University



Disclosures
Short-Term Loan programs subject to change without notice. Must be a UNIFY member in good standing for at least 90 days to be eligible and members may only have one outstanding Short-Term Loan at any given time. Certain terms, conditions, and restrictions apply. See your loan agreement for full terms and disclosures.
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