Get funded fast and repay quickly with UNIFY Short-Term Loans. We can bridge the gap until payday or provide a quick loan without excessive rates or fees.
Quick Loan
Get fast cash for unexpected expenses, emergencies, or bills.
- Amount options: $300, $400, and $500
- $20 non-refundable application fee
- Not credit qualifying
- 0% interest
- Rates, terms, and payment examples
Credit Rebuilder Loan
Rebuild your credit with an affordable fixed-interest rate loan.
- Amount options: $200 - $1,000
- $20 non-refundable application fee
- 2% rebate of original balance if payments are made on time
- Free credit counseling service offered
- Rates, terms, and payment examples
Which short term loan is right for you?
Compare your options here.
|
|
Quick Loan | Credit Rebuilder Loan |
|---|---|---|
|
GREAT IF YOU… |
Need to cover an emergency, unexpected expenses or bills. |
Want to rebuild or establish credit. |
|
BORROW … |
$300, $400 or $500 |
$200 – $1,000 |
|
FEES |
$20, non-refundable application fee. |
$20, non-refundable application fee. |
|
REPAYMENT… |
Repaid in 6 weekly payments, starting 30 days after funding. |
In six monthly payments. |
|
INTEREST RATE |
0% interest |
Fixed interest rate |
|
BENEFITS |
Not credit qualifying and reliable weekly payments. |
2% rebate of original balance for on-time payments. |
|
REQUIREMENTS |
Income verification. |
Income verification. Less than three Credit Rebuilder Loans in last six months. |
|
COMPLETE … |
Application online, by phone, or at a branch. |
Application online, by phone, or at a branch. |
Apply for a Short-Term Loan Now
Contact a loan specialist today
We’re here to answer your loan questions.
UNIFY University
Disclosures
Short-Term Loan programs subject to change without notice. Must be a UNIFY member in good standing for at least 90 days to be eligible and members may only have one outstanding Short-Term Loan at any given time. Certain terms, conditions, and restrictions apply. See your loan agreement for full terms and disclosures.
Direct Deposit Bonus
Enrollment in Direct Deposit means you could win $1K in our quarterly drawing! If you are enrolled for monthly direct deposit of $500 or more, you could win big!
Get all the details
FREE Checking
Yep… we said FREE. Convenient and flexible, our FREE Checking account is the no-fuss way to manage your money.
Get FREE Checking
Credit Union Near Me
UNIFY is always near you with 24/7 call center access and branches nationwide including Los Angeles, Orange County, Plano, Texas, and Northwest Arkansas.
Find a branch near youThanks For Exploring All UNIFY Has To Offer!
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