Please be aware starting Sunday, April 18 at 5 PM (PT) – Monday, April 19 at 6 AM (PT) the following services will not be available due to system maintenance (listed times are approximate):
- eBanking/eMobile
- Transaction assistance through Contact Center
- Automated Telephone Banking
- Rate information and product applications on UnifyFCU.com
ATM access and UNIFY Debit/Credit Cards will not be impacted. We apologize for any inconvenience in advance.
Get funded fast and repay quickly. If you are a UNIFY member in good standing for at least 90 days and have no outstanding or delinquent UNIFY Short-Term Loans, you may qualify for a short-term loan to cover your emergency. We can bridge your funds until payday, or provide a quick loan without excessive rates or fees.
| Quick | Credit Rebuilder | |
|
GREAT IF YOU… |
Need to cover an emergency, unexpected expenses or bills. |
Want to rebuild or establish credit. |
|
BORROW … |
$300, $400 or $500. |
$200 – $1,000. |
|
FEES |
$20, non-refundable application fee. |
$20, non-refundable application fee. |
|
REPAYMENT… |
Repaid in 6 weekly payments, starting 30 days after funding.1 |
In six monthly payments.2 |
|
INTEREST RATE |
0% interest. |
Fixed interest rate. |
|
BENEFITS |
No credit check and reliable weekly payments. |
2% rebate of original balance for on-time payments. |
|
REQUIREMENTS |
Income verification. |
Income verification. Less than three Credit Rebuilder Loans in last six months |
|
COMPLETE … |
Application online, by phone or at a branch. |
Application online, by phone or at a branch. |
Loan programs subject to change without notice. Must be a UNIFY member in good standing for at least 90 days. Only one outstanding Short-Term Loan at any given time. There may be fees and charges associated with select Short-Term Loan products. Certain terms, conditions, and restrictions apply. See your loan agreement for full terms and disclosures. UNIFY Financial Credit Union is an equal opportunity lender.
1Estimated weekly payment is $16.67 per $100 borrowed for a 6-week term at 0% APR.
2Estimated payment is $18.05 per $100 borrowed for a 6-month term at 28.00% APR.
No problem. Just phone our Contact Center at 877.254.9328, available 24/7, and a UNIFY Representative will assist you.
