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Short-Term Loans
Get funded fast and repay quickly. If you are a UNIFY member in good standing for at least 90 days and have no outstanding or delinquent UNIFY Short-Term Loans, you may qualify for a short-term loan to cover your emergency. We can bridge your funds until payday, or provide a quick loan without excessive rates or fees.
- Quick Loan
- 0% interest
- Like a payday loan without excessive rates or fees
- For unexpected expenses, emergencies or bills
- Amount options: $300, $400 or $500
- $20 non-refundable application fee
- Repayment divided into 6 weekly payments
- No credit check.
- Credit Rebuilder Loan
- Help to rebuild or establish credit
- Loan amounts $200 - $1,000
- $20 non-refundable application fee
- 2% rebate of original balance, if payments are made on time
- Free Credit Counseling Service offered
| Quick | Credit Rebuilder | |
|
GREAT IF YOU… |
Need to cover an emergency, unexpected expenses or bills. |
Want to rebuild or establish credit. |
|
BORROW … |
$300, $400 or $500. |
$200 – $1,000. |
|
FEES |
$20, non-refundable application fee. |
$20, non-refundable application fee. |
|
REPAYMENT… |
In six weekly payments. |
In six monthly payments. |
|
INTEREST RATE |
0% interest. |
Fixed interest rate. |
|
BENEFITS |
No credit check and reliable weekly payments. |
2% rebate of original balance for on-time payments. |
|
REQUIREMENTS |
Income verification. |
Income verification. Less than three Credit Rebuilder Loans in last six months |
|
COMPLETE … |
Application online, by phone or at a branch. |
Application online, by phone or at a branch. |
Loan programs subject to change without notice. Must be a UNIFY member in good standing for at least 90 days. Only one outstanding Short-Term Loan at any given time. There may be fees and charges associated with select Short-Term Loan products. Certain terms, conditions, and restrictions apply. See your loan agreement for full terms and disclosures. UNIFY Financial Credit Union is an equal opportunity lender.
Contact a Loan Agent
Can’t remember your Username?
No problem. Just phone our Contact Center at 877.254.9328, available 24/7, and a UNIFY Representative will assist you.