Specialty Loans

Special situations need special loans. Whether you’re going back to school to learn, or learning how to manage debt, these loans can get you headed in the right direction. 

  • Student Loan

    Wherever you are in your higher education, get the money you need for school. Student loans from UNIFY Financial Credit Union in partnership with Sallie Mae® could help! For borrowers attending or borrowing for a student attending a degree-granting institution. 

     Sallie Mae® higher education loans are designed for the needs of both undergraduates and graduate students. 

    • Competitive interest rates
    • Multiple repayment options
    • No origination fees; no prepayment penalty1

    Find out which loan is right for you!

    Get Started Now

  • Certificate-Secured Loan

    Show us you have the right stuff. UNIFY’s Certificate-Secured Loan2 allows you to borrow up to the full value of your initial Share Certificate balance.

    • Enjoy a low fixed rate 2.00% above the Share Certificate dividend rate
    • Get loan terms equal to the Share Certificate terms
    • Get the funds you need without letting your debt get out of control

    View UNIFY’s Share Certificates.

    Apply Now

Disclosures & Agreements

Borrow responsibly We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. UNIFY Financial Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

1Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.


© 2019 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

2Retirement accounts are ineligible collateral for this loan.



Can’t remember your Username?

No problem. Just phone our Contact Center at 877.254.9328, available 24/7, and a UNIFY Representative will assist you.