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Tax considerations for 2020

Tax considerations for 2020

Tax season is coming up fast. Here are some considerations (and a few bits of advice) to help you file successfully while saying one last FINAL goodbye to 2020.

2020 was an unpredictable year. Whether you had to change jobs, receive government money, switch to freelancing, or just pick up an extra side gig (or three), there’s a good chance your taxes are going to look different this year. Here are a few things to keep in mind to help you file your 2020 taxes.

Change your perspective

If tax season is dredging up 2020 nightmares, try switching up the narrative. Think of this as your way of closing the book on the year. You’re in control now–and your taxes are another way of finding closure.

Start early

You may be tempted to hold off on doing your taxes until the deadline, but starting early may help ease your anxiety about filing. Begin organizing the necessary forms and documentation now, and if you had different sources of income, consider doing your taxes over multiple sessions and focusing on one job at a time.

Don’t stress about the stimulus

If you received a stimulus payment in 2020, you may be happy to find out it is not taxable. And it won’t reduce your refund.

Charitable contributions

Through the CARES Act, taxpayers may now take a charitable deduction of up to $300 for donating cash to a qualifying organization in 2020. The IRS has detailed tax information for those who made donations in 2020.

Many standard deduction amounts are increased

Both married couples and single filers can expect a slight increase in their standard deduction for 2020, compared to 2019. This may affect whether you decide to claim the standard deduction or the itemized deduction.

Consult an expert

Don’t feel like you have to weather the tax storm on your own. If you’re feeling overwhelmed reach out to a tax advisor or use one of the top tax filing software programs available. And did you know that as a UNIFY member you could get up to a $15 discount on TurboTax federal products? If you’re considering TurboTax, access your discount here.

For more information on the 2020 tax year, check out Kiplinger’s detailed list of the tax changes and key amounts to be aware of. And remember: 2021 is a brand-new year filled with opportunity. So breathe easy. You got this. 

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