UNIFY transfers money how you want and where you want—without excessive fees. Recurring transfers? Set it and forget it. Wire transfers? We have those, too.
eBanking Transfers
Move your money around – quickly and easily. Here's how you can transfer money between your accounts using eBanking.
External Account Transfers
Whether it’s a one-time thing or a recurring transfer, you can easily move money to another US financial institution at no cost. Find external transfers inside eBanking.
| Funds arrive... | As scheduled or between one and three business days. See disclosures for full details on processing and cutoff times. |
|---|---|
| To access, you'll need... | The receiving account bank routing and account numbers. |
Automatic Transfers
Set it and forget it. Move money between your UNIFY accounts using eBanking. No fees apply.
| Funds arrive... | Immediately, or as scheduled |
|---|---|
| To access, you'll need... | Enrollment in eBanking is required |
Cross Member Transfers
Sending money to another UNIFY member? Use eBanking or our Automated Telephone Banking. No fees apply.
| Funds arrive... | As scheduled or as soon as the next business day |
|---|---|
| To access, you'll need... | The recipient’s last name, member number, and account details. |
Wire Transfers
Reliable, validated transfers of funds when the situation requires it.
|
Domestic Wire Transfers |
International Wire Transfers |
|
|---|---|---|
| Move Money | From your UNIFY account to other financial institutions or third parties1, such as a title or investment company.2 | From your UNIFY account to other financial institutions or third parties1, such as a title or investment company.2 |
| Using | A UNIFY Wire Transfer Request delivered to any UNIFY branch.4 Bring a valid government-issued picture ID. |
A UNIFY International Wire Transfer Request delivered to any UNIFY branch. Bring a valid government-issued picture ID. |
| Limits | N/A. | Available only to certain eligible countries.3 |
| Funds Get There | 1 – 3 days.5 | 1 – 3 days.5 |
| You Will Need | The beneficiary’s: Bank Name. Routing Number. Account Number. Complete legal or DBA name. Address. Any special instructions that may help proper credit on the form, such as an escrow account number. |
The beneficiary’s: Bank SWIFT code. Bank address. Account Number; BAN required on all European accounts. Complete legal or DBA name. Address. Any special instructions that may help proper credit on the form, such as an escrow account number. |
See Disclosure of Fees and Charges for current wire fees.
IMPORTANT SECURITY INFORMATION:
To protect members’ assets, security measures have been instituted to ensure Wire Transfers and other requests are legitimate. These measures, which include enhanced member identification, may result in delays in processing wire transfer and other requests. We appreciate your understanding as we work to ensure our members' assets are protected and encourage members to monitor their accounts.
Receiving Transfers
Have someone transferring money to you? Lucky you! Here’s what you’ll need to provide them for the transfer:
- UNIFY’s Routing Transit Number: 322079719
- Telegraphic name: UNIFY FCU
- Your Member Account Number
Finding Your Account Number
You can usually find your account number on your checks as shown in the check sample below.
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Learn about Zelle®UNIFY University
Disclosures
1UNIFY recommends you contact the receiving party for the wiring instructions. All wires may take from 1-3 days for processing from your UNIFY account. A fee applies for all outgoing domestic and international wire transfers. See the Disclosure of Fees and Charges for the current fee amounts.
2When wiring to escrow or title companies must provide beneficiary address and provide a reference number, such as an escrow or file number and property address. If wiring to an investment company, be sure to include the name and account number with your investment company and any other pertinent information regarding your investment.
3Eligible countries: Australia, Austria, Belgium, Canada, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Japan, Luxembourg, Malta, Netherlands, New Zealand, Poland, Portugal, Spain, Sweden, and United Kingdom (includes England, Scotland, Wales and Northern Ireland). Eligible countries subject to change without notice due to current OFAC sanctions.
4Faxed wire requests will only be accepted for property purchase or refinancing escrow/title requests. Exceptions may apply.
5To protect members’ assets, security measures have been instituted to ensure Wire Transfers and other requests are legitimate. These measures, which include enhanced member identification, may result in delays in processing wire transfer and other requests. We appreciate your understanding as we work to ensure members' assets are protected. We encourage members to monitor their accounts.
Direct Deposit Bonus
Enrollment in Direct Deposit means you could win $1K in our quarterly drawing! If you are enrolled for monthly direct deposit of $500 or more, you could win big!
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FREE Checking
Yep… we said FREE. Convenient and flexible, our FREE Checking account is the no-fuss way to manage your money.
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Credit Union Near Me
UNIFY is always near you with 24/7 call center access and branches nationwide including Los Angeles, Orange County, Plano, Texas, and Northwest Arkansas.
Find a branch near youThanks For Exploring All UNIFY Has To Offer!
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