Due to system maintenance, access to your accounts through eBanking, eMobile Banking, Automated Telephone Banking, as well as several other applications will be unavailable on Sunday, October 21, from 12:01 AM (PT) - 5 AM (PT). These times are approximate. We apologize for any inconvenience.
UNIFY transfers money how you want and where you want—without excessive fees. Recurring transfers? Set ‘em and forget ‘em. Wire transfers? We have those too.
Fast and easy transfers are just the beginning. eBanking keeps you connected to all your finances—wherever and whenever.
| Automatic Transfers | External Accounts Transfers | Cross-Member Transfers | |
| MOVE MONEY | Between your own UNIFY accounts. | From your UNIFY account to another US financial institution. | From your UNIFY account to another UNIFY member’s account. |
| USING | eBanking. | eBanking. | eBanking or Automated Telephone Banking. |
| SET UP | One-time or recurring. | One-time or recurring. | One-time or link accounts. |
| FEES | Free. | Free. | Free. |
| LIMITS | Six transfers per month from savings, unlimited checking transfers.* | $3,000 transfer limit per day outgoing, subject to available balance. Six transfers per month from savings, unlimited checking transfers.* | Six transfers per month from savings, unlimited checking transfers.* |
| FUNDS GET THERE | Immediately; or as scheduled. | As scheduled, or as soon as the next business day. | As scheduled, or as soon as the next business day. |
| YOU WILL NEED | eBanking access. | The receiving account bank routing and account numbers. Allow 1-3 days the first time for account verification. | The recipient’s name and member number. |
* Regulation D is a federal regulation that limits the number of electronic transfers or checks from a money market or savings account. Under Regulation D, a maximum of six (6) transfers per month from a savings or a money market are allowed. These transactions include phone requests, overdraft transfers, online banking transfers, ACH transfers, email requests and faxed requests. There are no limitations on ATM, in-branch or shared branch transactions.
Reliable, validated transfers of funds when the situation requires it.
| Domestic | International | |
| MOVE MONEY | Between your UNIFY accounts and financial institutions OR third parties,1 such as a title or investment company.2 | Between your UNIFY accounts and financial institutions OR third parties,1 such as a title or investment company.2 |
| USING | A UNIFY Wire Transfer Request delivered to any UNIFY branch.4 Bring a valid government-issued picture ID. | A UNIFY International Wire Transfer Request delivered to any UNIFY branch. Bring a valid government-issued picture ID. |
| FEES | $25. | $100. |
| LIMITS | N/A. | Available only to certain eligible countries.3 |
| FUNDS GET THERE | 1 – 3 days.5 | 1 – 3 days.5 |
| YOU WILL NEED | The beneficiary’s:
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The beneficiary’s:
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IMPORTANT SECURITY INFORMATION:
To protect members’ assets, security measures have been instituted to ensure Wire Transfers and other requests are legitimate. These measures, which include enhanced member identification, may result in delays in processing wire transfer and other requests We appreciate your understanding as we work to ensure our members' assets are protected and encourage members to monitor their accounts.
Have someone transferring money to you? Here’s what you’ll need to provide them:
FINDING YOUR ACCOUNT NUMBER
1 UNIFY recommends you contact the receiving party for the wiring instructions. All wires may take from 1-3 days for processing from your UNIFY account. A $25 fee applies for outgoing domestic wire transfers and a $100 fee applies for international wire transfers.
2 When wiring to escrow or title companies must provide beneficiary address and provide a reference number, such as an escrow or file number and property address. If wiring to an investment company, be sure to include the name and account number with your investment company and any other pertinent information regarding your investment.
3 Eligible countries: Japan, Canada, Australia, New Zealand, Austria, Belgium, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Luxembourg, Malta, Netherlands, Poland, Portugal, Spain, Sweden, and United Kingdom (including England, Scotland, Wales and Northern Ireland).
4 Faxed wire requests will only be accepted for property purchase or refinancing escrow/title requests. Exceptions may apply.
5 To protect members’ assets, security measures have been instituted to ensure Wire Transfers and other requests are legitimate. These measures, which include enhanced member identification, may result in delays in processing wire transfer and other requests. We appreciate your understanding as we work to ensure members' assets are protected. We encourage members to monitor their accounts.
No problem. Just phone our Contact Center at 877.254.9328, available 24/7, and a UNIFY Representative will assist you.
