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UNIFY Membership

  • Become a UNIFY Member

    Are you ready for a better banking experience? Then you’re ready to be a UNIFY member! UNIFY connects our members coast-to-coast with great rates, fewer fees, and a lot of free—FREE checking, FREE eBanking and fee-FREE ATM access. Applying online for membership is quick and simple.

    Here’s what you’ll need:

    • Social Security or Tax Identification number.
    • Current government-issued photo ID, State ID or driver’s license.
    • Fund your new UNIFY account, you’ll need to provide a bank routing account number, or a valid credit card or debit card.
    • You must be a US citizen or permanent US resident to apply1.

    Apply Now!

  • Why Become a UNIFY Member?

    Why join UNIFY? Because unlike those big banks, UNIFY is never too big to remember UNIFY is all about YOU. It’s at the core of who we are because we are a credit union. And credit unions, unlike banks, understand finances aren’t just about money, but about people…"people helping people."

    But wait…may be you’re thinking, “I like it when it’s about me and I like to help people…but don’t I have to work at a company or know someone special to join a credit union?” Don’t worry we’ve got you covered!

    We have a number of ways to qualify you; if you work or live in qualified areas, by referral, or with a complimentary membership to a partnering nonprofit organization2.

    Plus as a UNIFY member:

    • You’ll belong to a credit union with over $2 billion in assets and over 50 branches nationwide.
    • You’ll enjoy many big bank perks, minus the fees. FREE online banking, FREE checking, FEE-FREE ATM & Branch access – and much more.
    • Your accounts are safe with us. We are federally insured by the National Credit Union Administration (NCUA).
    • You actually own a share in UNIFY. Yup, we answer to you! Your $5 deposit in your savings account makes each member a shareholder.
    • You'll get competitive low rates & products to fit your lifestyle.
    • You'll have 24/7 customer service online & by phone

    What are you waiting for? Apply now!

    Want to share the good news with a friend? Refer them and you’ll both be rewarded with some extra cash! Learn more.

  • Offer UNIFY as a FREE Company Benefit

    Give your employee benefits package a boost by offering UNIFY membership as a financial resource. As a valued employee partner, your team members will have access to a full line of financial products and services with competitive rates and fewer fees. 

    DID YOU KNOW? That over 50% of employees spend at least three hours a week dealing with personal financial issues while at work?1 As an employee partner, UNIFY can help ease your employee’s financial needs.

    A UNIFY Business Development Representative can help to navigate your employees through UNIFY products, services, and accounts from helping take the mystery out of house hunting to personal loans for life’s twists and turns.

    As a benefit, your company will receive: 

    • UNIFY Marketing/Promotional Collateral to provide to your employees.
    • EXCLUSIVE Membership Promotions for new memberships.
    • LIVE Financial Education workshops.
    • INDIVIDUAL financial consultations scheduled with your UNIFY Business Development Representative.
    • ACCESS to over 100,000 ATM’s for your employees.
    • Access to OVER 5,500 CO-OP Branches for your employees.

    We would love to discuss a customizable solution for your benefits package.

    Schedule a call with us today!


    1Mohney, Mary, C.P.A. “Financial Literacy Programs Improve Productivity, Performance”, Society for Human Resource Management newsletter, 12 April 2018.

    Alliance One               

1Under the USA Patriot Act, all financial institutions are required to obtain, verify, and record information that identifies each person who opens an account. Therefore, when you open a new account at UNIFY, we will ask for your name, address, date of birth, and other identifying information. We may also ask to see your driver's license or other form of identification.

2Partnering nonprofit organizations include Friends of Hobbs and the Surfrider Foundation. UNIFY does not warrant, endorse or guarantee any of the products or services offered by the Surfrider Foundation or Friends of Hobbs or any acts by them.

Can’t remember your Username?

No problem. Just phone our Contact Center at 877.254.9328, available 24/7, and a UNIFY Representative will assist you.