UNIFY Membership

Are you ready for a better banking experience?

Open an Account

Why Join UNIFY?

Because here it all begins with U.

UNIFY Financial Credit Union exists to bring local credit union banking to members anytime, anywhere. Whether it’s putting you in a car with a low-rate auto loan, opening the door to a new home with a mortgage, or coaching you out of debt with consolidation loans and financial guidance, the UNIFY difference is not in what we offer but in how we offer it.

100,000+ surcharge-FREE ATMs

Online and mobile banking

Free Checking

Competitive rates

5,000+ full-service CO-OP Shared Branches

What If I? Think UNIFY!

We’re more than just your FREE Checking account, we’re your partner in navigating all of life’s financial what-ifs.

  • Buying a car

  • Buying or refinancing a home

  • Kid off to college

  • Planning for retirement

We've got you! Ready? Open an account online.

Become a UNIFY Member

Joining and opening an account at UNIFY is easier than you may think. UNIFY will qualify you for membership through one of the methods listed below. They’re all free and one of them is sure to get you in! We make it easy and walk you through it in the application. 

You know people. 

An immediate family member with a UNIFY account can get you in!

Join Your Peeps

Work perk! 

If your company offers UNIFY as a benefit, all employees at your workplace and their household members and immediate family members can join.

Be Co-Worker Cool

You have the code. 

Anyone who lives or works in select zip codes is in! We'll check your zip during account opening.

Join Your Neighbors

Do good, get good.

Finally, through our affiliate partner, Friends of Hobbs, a non-profit state park. We pay your contribution to Friends of Hobbs and you're in!1


Before starting your application, we recommend having the below items handy: your Social Security number or Tax Identification Number; valid government-issued Photo ID, State ID, or Driver License; and Routing and Account Number or a valid debit/credit card to fund your UNIFY account.

Opening an account online with UNIFY Financial Credit Union is quick and simple.

Open an Account


You must be a U.S. Citizen or Permanent U.S. Resident to apply.

1Partnering nonprofit organization is Friends of Hobbs. UNIFY does not warrant, endorse, or guarantee any of the products or services offered by Friends of Hobbs or any acts by them.

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Direct Deposit Bonus

Enrollment in Direct Deposit means you could win $1K in our quarterly drawing! If you are enrolled for monthly direct deposit of $500 or more, you could win big!

Get all the details
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FREE Checking

Yep… we said FREE. Convenient and flexible, our FREE Checking account is the no-fuss way to manage your money.

Get FREE Checking
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Credit Union Near Me

UNIFY is always near you with 24/7 call center access and branches nationwide including Los Angeles, Orange County, Plano, Texas, and Northwest Arkansas.

Find a branch near you