- For California residents:
- ACH Origination Authorization Agreement
- Consumer Credit Card Agreement and Disclosure
Important information about your credit card rights and responsibilities.
- Application and Solicitation Disclosure
- Disclosure of Fees and Charges
Explanation of which services have no charge or low fees.
- eServices Disclosures & Agreements
Terms and conditions that govern the use of UNIFY’s electronic transfer services.
- eSign Act Consent and Disclosure
- Skip-a-Pay Service Disclosure
- Membership Booklet
UNIFY's Consumer Membership and Account Agreement, Funds Availability Policy and Electronic Fund Transfers Agreement and Disclosure.
- Consumer Share Rates and Truth-In-Savings Disclosure
- Consumer Certificate Rates and Truth-In-Savings Disclosure
- UNIFY Card App Terms and Conditions
- Commercial eServices Disclosures & Agreements
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