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Vehicle Loans
Where will life take you? And how do you want to get there? UNIFY’s wide range of vehicle loans can get you there in style.
- Auto Loans
Get going. Like most trips, a little planning can help. Navigate your car-buying decision with a UNIFY loan. Whether it is for a new or used auto, our low competitive rates can help you close the deal before you get behind the wheel. Get pre-approved today!
- Get up to 100% financing1, terms up to 8 years
- Enjoy low fixed rates for new, used and refinanced cars
- Pay no annual or prepayment fees
- Take advantage of a .25% rate discount2
- Affordable insurance & asset protection
- Payment Examples
- Motorcycle Loans
Go hog-wild with a UNIFY loan for new motorcycles.
- Get up to 100% financing1, terms up to 6 years
- Enjoy low fixed rates for new motorcycles
- Pay no annual or prepayment fees
- Take advantage of a .25% rate discount2
- Shop online with our auto-buying partner
- Affordable insurance & asset protection
- Payment Examples
- Boat Loan
Sail away with a UNIFY low rate boat loan.
- Get up to 100% financing1, terms up to 15 years
- Enjoy low fixed rates for new boats
- Pay no annual or prepayment fees
- Take advantage of a .25% rate discount2
- Affordable insurance & asset protection
- Payment Examples
- RV Loan
Get ready to explore your options with a UNIFY RV Loan.
- Get up to 100% financing1, terms up to 15 years
- Enjoy low fixed rates for new, used & refinanced
- Pay no annual or prepayment fees
- Take advantage of a .25% rate discount2
- Affordable insurance & asset protection
- Payment Examples
- ATV/Power Sport Loans
Play hard, save hard with these loan options.
- Available for snowmobiles, personal watercraft, ATV, UTV, Dirt Bikes and Compact Utility Tractors4
- Get up to 80% financing3, terms up to 6 years
- Enjoy low fixed rates for new, used & refinanced
- Take advantage of a .25% rate discount2
- Pay no annual or prepayment fees
- No origination or repayment fees
- Payment Examples
1100% financing on new vehicles is based on 100% of MSRP, or purchase price, whichever is less, plus sales tax, license and extended warranty. 100% financing on used vehicles is based on up to 100% of the Kelley Blue Book retail value (or alternative valuation method if Kelley Blue Book is unavailable), or purchase price, whichever is less, plus sales tax, license and extended warranty. See Rates for available terms, APRs, estimated payments and disclosures. All loans subject to change without notice. All loans subject to credit approval. Qualification for credit is based on membership eligibility, borrower’s credit history, debt-to-income ratio, employment history, the ability to repay, collateral value, and other factors. Mileage limitations, title, taxes, and state fees may apply. Other restrictions and conditions may apply. UNIFY Financial Credit Union is an equal opportunity lender.
2Available rate discount of .25% for automatic payments from a UNIFY share account. Maximum rate discount is 0.25% and may not be combined with any other rate discount offers. See Consumer Loan Rate Discount Acknowledgement for complete details.
380% financing on new vehicle is based on 80% of MSRP, or purchase price, whichever is less plus tax, license, and trailer, not to exceed 90% all inclusive. 80% financing on used vehicle of the “HIGH (Average Retail)” value provided by NADA (or alternative estimation method if NADA is unavailable), or purchase price, whichever is less, plus tax, license, and trailer, not to exceed 90% all-inclusive. Financing limited to select manufacturers. See Rates for available terms, APRs, estimated payments and disclosures. All loans subject to credit approval, some restrictions apply. Qualification for credit is based on membership eligibility, borrower’s credit history, debt-to-income ratio, employment history, the ability to repay, collateral value, and other factors. UNIFY Financial Credit Union is an equal opportunity lender.
4ATV/Power Sport products are available for dealer purchases or refinancing only. Snowmobile, Personal Watercraft (Jet Ski, Waverunner, and Sea-Doo), ATV/UTV (All Terrain/Utility Terrain Vehicle), and Compact Utility Tractors that have a published retail value are eligible for ATV/Power Sport financing.
Contact a Loan Agent
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No problem. Just phone our Contact Center at 877.254.9328, available 24/7, and a UNIFY Representative will assist you.