Vehicle Loans

¹100% financing on new vehicles is based on 100% of MSRP, or purchase price, whichever is less, plus sales tax, license and extended warranty. 100% financing on used vehicles is based on up to 100% of the Kelley Blue Book retail value (or alternative valuation method if Kelley Blue Book is unavailable), or purchase price, whichever is less, plus sales tax, license and extended warranty. See Rates for available terms, APRs, estimated payments and disclosures. All loans subject to change without notice. All loans subject to credit approval. Qualification for credit is based on membership eligibility, borrower’s credit history, debt-to-income ratio, employment history, the ability to repay, collateral value, and other factors. Mileage limitations, title, taxes, and state fees may apply. Other restrictions and conditions may apply. UNIFY Financial Credit Union is an equal opportunity lender.

²Available rate discounts include: .05% if Premier or eChecking Account is maintained during term of the loan; .05% if loan payment is automatically transferred from a UNIFY Savings or Checking Account for entire term of the loan; .15% for a recurring Direct Deposit of $400 or more per month to a UNIFY Savings or Checking Account during the term of the loan. Maximum total rate discount for any qualified loan is .25% and may not be combined with any other loan rate discount offers. See Consumer Loan Rate Discount Acknowledgement for complete details.

³100% financing on new aircraft is based on 100% of MSRP, or purchase price, whichever is less, plus sales tax, license and extended warranty. 100% financing on used aircraft is based on 100% of appraised value (appraiser must be certified by the National Aircraft Appraiser Association) or purchase price plus sales tax, license and broker fees, whichever is less. See Rates for available terms, APRs, estimated payments and disclosures. All loans subject to change without notice. All loans subject to credit approval. Qualification for credit is based on membership eligibility, borrower’s credit history, debt-to-income ratio, employment history, the ability to repay, collateral value, and other factors. Mileage limitations, title, taxes, and state fees may apply. Other restrictions and conditions may apply. UNIFY Financial Credit Union is an equal opportunity lender.

⁴80% financing on new vehicle is based on 80% of MSRP, or purchase price, whichever is less plus tax, license, trailer and GAP, not to exceed 90% all inclusive. 80% financing on used vehicle of the “HIGH (Average Retail)” value provided by NADA (or alternative estimation method if NADA is unavailable), or purchase price, whichever is less, plus tax, license, trailer and GAP, not to exceed 90% all-inclusive. Financing limited to select manufacturers. See Rates for available terms, APRs, estimated payments and disclosures. All loans subject to credit approval, some restrictions apply. Qualification for credit is based on membership eligibility, borrower’s credit history, debt-to-income ratio, employment history, the ability to repay, collateral value, and other factors. UNIFY Financial Credit Union is an equal opportunity lender.

⁵ATV/Power Sport products are available for dealer purchases or refinancing only. Snowmobile, Personal Watercraft (Jet Ski, Waverunner, and Sea-Doo), ATV/UTV (All Terrain/Utility Terrain Vehicle), and Compact Utility Tractors that have a published retail value are eligible for ATV/Power Sport financing.