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Due to system maintenance, access to your online accounts, including eBanking, eMobile Banking, and several other applications will be unavailable from
Saturday, December 15, 10 PM (PT) – Sunday, December 16, 5 AM (PT). These times are approximate. We apologize for any inconvenience.

Vehicle Loans

Where will life take you?  And how do you want to get there? UNIFY’s wide range of vehicle loans can get you there in style.

100% financing on new vehicles is based on 100% of MSRP, or purchase price, whichever is less, plus sales tax, license and extended warranty. 100% financing on used vehicles is based on up to 100% of the Kelley Blue Book retail value (or alternative valuation method if Kelley Blue Book is unavailable), or purchase price, whichever is less, plus sales tax, license and extended warranty. See Rates for available terms, APRs, estimated payments and disclosures. All loans subject to change without notice. All loans subject to credit approval. Qualification for credit is based on membership eligibility, borrower’s credit history, debt-to-income ratio, employment history, the ability to repay, collateral value, and other factors. Mileage limitations, title, taxes, and state fees may apply. Other restrictions and conditions may apply. UNIFY Financial Credit Union is an equal opportunity lender.

Available rate discount of .25% for automatic payments from a UNIFY share account. Maximum rate discount is 0.25% and may not be combined with any other rate discount offers. See Consumer Loan Rate Discount Acknowledgement for complete details.

100% financing on new aircraft is based on 100% of MSRP, or purchase price, whichever is less, plus sales tax, license and extended warranty. 100% financing on used aircraft is based on 100% of appraised value (appraiser must be certified by the National Aircraft Appraiser Association) or purchase price plus sales tax, license and broker fees, whichever is less. See Rates for available terms, APRs, estimated payments and disclosures. All loans subject to change without notice. All loans subject to credit approval. Qualification for credit is based on membership eligibility, borrower’s credit history, debt-to-income ratio, employment history, the ability to repay, collateral value, and other factors. Mileage limitations, title, taxes, and state fees may apply. Other restrictions and conditions may apply. UNIFY Financial Credit Union is an equal opportunity lender.

80% financing on new vehicle is based on 80% of MSRP, or purchase price, whichever is less plus tax, license, trailer and GAP, not to exceed 90% all inclusive. 80% financing on used vehicle of the “HIGH (Average Retail)” value provided by NADA (or alternative estimation method if NADA is unavailable), or purchase price, whichever is less, plus tax, license, trailer and GAP, not to exceed 90% all-inclusive. Financing limited to select manufacturers. See Rates for available terms, APRs, estimated payments and disclosures. All loans subject to credit approval, some restrictions apply. Qualification for credit is based on membership eligibility, borrower’s credit history, debt-to-income ratio, employment history, the ability to repay, collateral value, and other factors. UNIFY Financial Credit Union is an equal opportunity lender.

ATV/Power Sport products are available for dealer purchases or refinancing only. Snowmobile, Personal Watercraft (Jet Ski, Waverunner, and Sea-Doo), ATV/UTV (All Terrain/Utility Terrain Vehicle), and Compact Utility Tractors that have a published retail value are eligible for ATV/Power Sport financing.

Can’t remember your Username?

No problem. Just phone our Contact Center at 877.254.9328, available 24/7, and a UNIFY Representative will assist you.