UNIFY members' funds are insured by the National Credit Union Administration (NCUA), an independent federal agency that charters and supervises federal credit unions. The NCUA administers the National Credit Union Share Insurance Fund (NCUSIF) to insure credit union members' deposits. No federal tax dollars have ever been placed in the Fund, and no member has ever lost money insured by the NCUSIF.
Your Savings Are Federally Insured Up to at Least $250,000
Deposits in Individual Retirement Accounts (IRAs) are insured separately up to $250,000. This means that your funds are backed by and have the full faith and credit of the US government, up to the standard share insurance limit. So you can rest easy knowing your funds are safe at your credit union.