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  • Rewardiness Earn up to $600

    Fill your account with friends and start referring today.

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  • Think Insurance

    Think UNIFY!

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  • Save Money. Ace Tax Season.

    UNIFY Members Save on Turbo Tax and H&R Block

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  • Build a Better Budget

    Join us for a FREE webinar

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Membership Has Its Benefits

Check us out. Find out why you should move your banking to UNIFY.

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Certificate at Rates to Love

Grow your nest egg with our competitive savings rates.

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Welcome Home

Home is where the heart is - we have the mortgages to get you there.

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Rates

Certificate Accounts

as high as

3.40 % APY*

Mortgages

as low as

5.125 % APR*

Vehicle Loans

as low as

5.59 % APR*

Credit Cards

as low as

9.49 % APR*

Personal Loans

as low as

13.49 % APR*

Why Join UNIFY?

Unlike those big banks, UNIFY is never too big to remember UNIFY is all about YOU. It’s at the core of who we are because we are a credit union. And credit unions, unlike banks, understand finances aren’t just about money, but about people…"people helping people."

You’ll belong to a credit union with over $4.3 billion in assets and branch locations nationwide to serve you.

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Home Sweet Home

A mortgage from UNIFY can make your dream home a reality. Our calculators & home loan specialists can help you determine how much house you can afford.

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View Mortgage Options

Mortgage Payment Calculator

Estimate your monthly mortgage payments and more with our free mortgage calculators.

News & Events

  • Building a Better Budget

    Everyone wants control over their financial lives, but how do we get it? In one word: budget. It’s the most powerful weapon to get a more secure future. Participants will identify their short- and long-term goals and learn how to design realistic spending and savings plans to reach those objectiv...

  • Safeguarding Kid’s Identity and Online Privacy

    Today’s youth generation is tech-savvy and connected online. However, parents still play an important role in helping them avoid online hazards suchas identity theft, privacy and cyber-bullying. This workshop covers important issues including online privacy tips, managing computer settings, smart...

  • 10 Steps to Financial Success

    We all measure financial success differently, but all paths to get there require discipline and goals. This session teaches participants ways to financial control—including developing a spending plan, creating objectives, weighing insurance needs, and other tools that will help get on the road to...

  • Saving with purpose

    Saving money is much easier with a goal in mind. This workshop shows you 
    how to choose the right goals for you, and overcome barriers to achieving them.

    ...
  • Share Certificates vs Money Markets

    Share Certificates vs Money Markets

    You have some cash and are in between investments. Until you're ready to make a long-term investment, you need to put your money somewhere, but what's the best option? Share Certificate (similar to banks' Certificates of Deposit) and Money Market accounts are both great short-term investment prod...

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  • Reduce Your Homeowner Insurance Premium

    Reduce Your Homeowner Insurance Premium

    The old adage, "every penny saved, is a penny earned" can easily be applied to your homeowner’s insurance policy. Many people obtain homeowners insurance when they purchase a home and never look back, forgetting that their premium is not set in stone. With the right know-how and a little effort, ...

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  • Plan Your Way to a Secure Retirement

    Plan Your Way to a Secure Retirement

    With life expectancy in the United States currently at 78 years of age, people are living longer than they ever have before. In addition, Social Security benefits are expected to be significantly reduced in years to come due to rising costs of medical technology and increased longevity—there's si...

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  • The Importance of Life Insurance

    The Importance of Life Insurance

    An essential part of financial planning is creating provisions for your family and loved ones following your death. Life insurance can ensure financial security to those who mean the most to you, such as your spouse, children, and dependent parents. A carefully executed life insurance policy can ...

    Read more
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  • Being members of the UNIFY family has made everything easy. Our main reason for taking out a loan was to get our bills in order. This allowed us to work with only one debt & have money left. Thank you for being a banking institution that works with us & gives us personalized, person to person assistance, it really does make a difference.
    - Patty
  • One thing I would love to say is you guys gave me an opportunity to get an account with you, and a credit card to build my credit with your fantastic credit union and I thank you for that!!!
    - Cory
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Credit Union Near Me

UNIFY is always near you with 24/7 call center access and branches nationwide including Los Angeles, Orange County, Plano, Texas, and Northwest Arkansas.

Find a branch near you
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FREE Checking

Yep… we said FREE. Convenient and flexible, our FREE Checking account is the no-fuss way to manage your money.

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