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Why Join UNIFY?
Unlike those big banks, UNIFY is never too big to remember UNIFY is all about YOU. It’s at the core of who we are because we are a credit union. And credit unions, unlike banks, understand finances aren’t just about money, but about people…"people helping people."
You’ll belong to a credit union with over $4.3 billion in assets and branch locations nationwide to serve you.
Apply for a UNIFY Membership Now
Home Sweet Home
A mortgage from UNIFY can make your dream home a reality. Our calculators & home loan specialists can help you determine how much house you can afford.

Mortgage Payment Calculator
Estimate your monthly mortgage payments and more with our free mortgage calculators.
News & Events
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Thank You, South Bay!
UNIFY Has Been Voted THE BEST CREDIT UNION IN THE SOUTH BAY!
Have you heard the exciting news? UNIFY has been named a Finalist in the LA Times Best of Southland reader’s poll AND you’ve voted UNIFY the Best Credit Union in the South Bay!
We WON in the 5 categories below:
- Best Financial Planning Company
- Best Financial: Auto Loans…
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UNIFY is Sponsoring the Bentonville Farmers Market
UNIFY is proud to announce we are the presenting sponsor for the Bentonville Farmers Market! Come join us for a day filled with fresh produce, artisanal products, and delicious food.
Stop by our booth, say hi, and grab some swag!
Have a friend looking for…
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Way to go UNIFY! 300K Members!
Congratulations to our newest members, Angelo and Frieda, for helping us pass the 300K member mark! We surprised them with 300 reasons and a special bonus deposit to welcome them to UNIFY as our 300K member!
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Protect Your Online Identity
Protect Your Online Identity
Email Offers and Online Shopping
Enjoy safe online shopping and avoid email scams with these tips:
- Protect personal information. Only give personal or credit information to companies you know and trust. Call their customer service prior to purchasing...
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Choosing Debit vs Credit
Choosing Debit vs Credit
When making a purchase using your debit card, you're often given the option to choose "credit" or "debit." Either will enable you to make a purchase (transactions are automatically deducted from your Checking Account), but there are some key behind-the-scenes differences that will help you make y...
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What is a Certificate of Deposit (CD)?
What is a Certificate of Deposit (CD)?
Certificates of deposit, or CDs, are not the most exciting investments, but they are among the safest. They make perfect sense for the risk-averse or for people just looking to park some cash over a specific period of time.
The ABCs of CDs
CDs differ from traditional savings...
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Plan Your Way to a Secure Retirement
Plan Your Way to a Secure Retirement
With life expectancy in the United States currently at 78 years of age, people are living longer than they ever have before. In addition, Social Security benefits are expected to be significantly reduced in years to come due to rising costs of medical technology and increased longevity—there's si...

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